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Personal Improvement Limited

05091641

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

CAVENDISH HOUSE, EDGWARE, HA8 5AW
Incorporated 02/04/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85600
Educational support services

Officers

Mrs Anna Papakosta

director · Since 30/06/2006

TRAINER

BRITISH · UNITED KINGDOM · Age 52

Also on 2 other boards

Persons with Significant Control

Mrs Anna Papakosta

75–100% shares

British · United Kingdom · Age 52

Cavendish House, 369 Burnt Oak Avenue, Edgware, HA8 5AW

Notified 06/04/2016

Charges1 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 25/07/2024Registered 09/08/2024
charge
satisfied

CHRISTOPHER JOSEPH FITZGERALD & MARIAN MARCELLA FITZGERALD

Created 30/07/2004Registered 10/08/2004Satisfied 27/08/2004
charge
satisfied

HSBC BANK PLC

Created 02/08/2004Registered 05/08/2004Satisfied 27/07/2006

CompanyRankvs 145+ SIC 85600 peers
78

Financial strength97th percentile among SIC peers · 24/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 4.82× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£220k

Balance sheet strength

Cash

£60k

Cash in the bank

Net Current Assets

£216k

Working capital

Current Assets

£272k

Current Liabilities

£56k

Fixed Assets

£41k

Debtors

£212k

7avg. employees

Tax at Year End

Corp tax£10k

Balance Sheet

Assets less current liabilities£257k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20254.82+£11k
20244.68+£12k
20235.13+£57k
20224.70+£21k
20212.31+£35k
2020124.30-£5k
201986.16

Derived from filed accounts. Not audited figures.