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Lakes Chartered Loss Adjusters Ltd

05101732

active
Private Limited Company
Companies House
Health Score
73 / 100

Some Concerns

25/30
Filing
10/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 16 EASTWAY BUSINESS VILLAGE OLIVERS PLACE, PRESTON, PR2 9WT
Incorporated 14/04/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66210
Risk and damage evaluation

Officers

Carol Ann Byron Chance

secretary · Since 14/04/2004

BRITISH · UNITED KINGDOM · Age 76

Also on 3 other boards

Mr Martyn Chance

director · Since 14/04/2004

LOSS ADJUSTER

BRITISH · ENGLAND · Age 69

Also on 1 other board

Mrs Carol Byron-Chance

director · Since 01/04/2015

DIRECTOR

BRITISH · ENGLAND · Age 76

Persons with Significant Control

Mr Martyn Chance

75–100% shares
75–100% votes

British · England · Age 69

Unit 16 Eastway Business Village, Olivers Place, Preston, PR2 9WT

Notified 14/04/2017

Former PSCs

Mrs Carol Byron-Chance

Ceased 30/12/2017

Charges1 outstanding

Charge
outstanding

CAMBRIDGE & COUNTIES BANK LIMITED

Created 17/02/2015Registered 25/02/2015

CompanyRankvs 58+ SIC 66210 peers
67

Financial strength69th percentile among SIC peers · 17/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 5.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength17/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/12/2024

Net Worth

£21k

Balance sheet strength

Cash

£20k

Cash in the bank

Net Current Assets

£17k

Working capital

Current Assets

£20k

Current Liabilities

£3k

Fixed Assets

£4k

Debtors

£9k

2avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20245.95-£20k
20233.87+£11k
20223.20+£33k
202110.64+£29k
202011.08+£11k
20195.22-£41k
20180.02—

Derived from filed accounts. Not audited figures.