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Insurance Services 4 U Ltd

05148061

active
Private Limited Company
Companies House
Health Score
84 / 100

Healthy

30/30
Filing
20/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

222 HATFIELD ROAD, ST. ALBANS, AL1 4LW
Incorporated 08/06/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
96090
Other personal service activities

Officers

Mr Mazhar Azim

director · Since 08/06/2004

CLAIMS REFERRAL AGENT

BRITISH · UNITED KINGDOM · Age 44

Also on 1 other board

Mrs Zaida Bibi

secretary · Since 01/10/2009

Persons with Significant Control

Mr Mazhar Hussain Azim

75–100% shares
75–100% votes

British · United Kingdom · Age 44

222, Hatfield Road, St. Albans, AL1 4LW

Notified 01/07/2016

Charges3 outstanding

Charge
outstanding

CHL MORTGAGES FOR INTERMEDIARIES LIMITED

Created 05/03/2025Registered 06/03/2025
Charge
outstanding

BARCLAYS BANK PLC

Created 26/06/2013Registered 10/07/2013
charge
outstanding

BARCLAYS BANK PLC

Created 16/03/2013Registered 28/03/2013

CompanyRankvs 629+ SIC 68100 peers
79

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 4.7× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£759k

Balance sheet strength

Cash

£60k

Cash in the bank

Net Current Assets

£529k

Working capital

Current Assets

£672k

Current Liabilities

£143k

Fixed Assets

£719k

Debtors

£599k

6avg. employees

Balance Sheet

Bank loans & overdrafts£340k
Assets less current liabilities£1.2M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20254.70+£0
20254.70+£58k
20242.07-£12k
20232.26

Derived from filed accounts. Not audited figures.