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Hardy Finance Limited

05207494

active
ltd
england wales
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

4a Church Street, Market Harborough, LE16 7AA
Incorporated 17/08/2004

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 20/10/2025

Due 03/11/2026

On track

Industry

47540
Retail sale of electrical household appliances in specialised stores
47799
Retail sale of second-hand goods in stores
64929
64929

Officers

Mr Gary Raymond Lewy

director · Since 02/03/2016

DIRECTOR

BRITISH · UNITED KINGDOM · Age 58

Also on 12 other boards

Mr Edward Stephen Lewy

director · Since 08/03/2022

DIRECTOR

BRITISH · UNITED KINGDOM · Age 27

Also on 12 other boards

Gary Raymond Lewy

director · Since 02/03/2016

British · United Kingdom · Age 58

Edward Stephen Lewy

director · Since 08/03/2022

British · United Kingdom · Age 27

Former

Qa Registrars Limited

corporate nominee secretary · Resigned 17/08/2004

Qa Nominees Limited

corporate nominee director · Resigned 17/08/2004

Colin Wallace Hardy

secretary · Resigned 02/04/2005

Ian Talbot

secretary · Resigned 01/02/2008

Geraldine Louise Hardy

secretary · Resigned 06/01/2010

Geraldine Louise Hardy

director · Resigned 11/02/2010

Gary Raymond Lewy

director · Resigned 03/07/2014

Ruth Lewy

director · Resigned 01/12/2014

Colin Wallace Hardy

director · Resigned 30/06/2019

Colin Hardy

secretary · Resigned 30/06/2019

Pamela Dorrington

director · Resigned 20/10/2021

Persons with Significant Control

Mr Gary Raymond Lewy

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 58

4a, Church Street, Market Harborough, LE16 7AA

Notified 20/10/2021

Mrs Ruth Lewy

25–50% shares
25–50% votes

British · United Kingdom · Age 59

4a, Church Street, Market Harborough, LE16 7AA

Notified 03/11/2025

Former PSCs

Mrs Pamela Dorrington

Ceased 20/10/2021

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 28/04/2021Registered 30/04/2021
charge
satisfied

CHELTENHAM & GLOUCESTER PLC

Created 07/10/2008Registered 08/10/2008Satisfied 23/03/2021
charge
satisfied

PALMLAKE PROPERTIES LIMITED

Created 23/12/2004Registered 30/12/2004Satisfied 23/03/2021
charge
satisfied

BARCLAYS BANK PLC

Created 22/10/2004Registered 02/11/2004Satisfied 23/03/2021

Change History

statusactive
2026-05-05

Active

typeltd
2026-05-05

Private Limited Company

address line14a Church Street
2026-05-05

4A CHURCH STREET

post townMarket Harborough
2026-05-05

MARKET HARBOROUGH

officer appointedLEWY, Edward Stephen
2026-05-05
officer appointedLEWY, Gary Raymond
2026-05-05

CompanyRankvs 170+ SIC 47540 peers
80

Financial strength98th percentile among SIC peers · 25/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 3.77× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£2.1M

Balance sheet strength

Cash

£489k

Cash in the bank

Net Current Assets

£1.7M

Working capital

Current Assets

£2.3M

Current Liabilities

£612k

Fixed Assets

£610k

Debtors

£899k

27avg. employees

Tax at Year End(2022)

Corp tax£92k
VAT£19k

Director Loans(2021)

Company owes directors£25

Balance Sheet

Intangible assets£209k
Assets less current liabilities£2.3M
Signed by Mr Gary Lewy 20 January 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20253.77+£356k
20243.97+£67k
20234.58+£307k
20226.89+£228k£375k
20214.27+£149k
20205.65+£248k
20193.55+£108k£189k
20183.16£189k

Derived from filed accounts. Not audited figures.

Filing History93 filings

Accounts filed

accounts with accounts type total exemption full

21/01/20269 pages · PDF
PSC notified

notification of a person with significant control

05/11/20252 pages · PDF
Confirmation statement

confirmation statement with updates

29/10/20254 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/01/20259 pages · PDF
Confirmation statement

confirmation statement with updates

30/10/20244 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/01/202410 pages · PDF
Confirmation statement

confirmation statement with updates

20/10/20234 pages · PDF
Accounts filed

accounts with accounts type total exemption full

26/01/20239 pages · PDF
Confirmation statement

confirmation statement with updates

20/10/20225 pages · PDF
Director appointed

appoint person director company with name date

09/03/20222 pages · PDF
Accounts filed

accounts with accounts type total exemption full

01/12/20219 pages · PDF
Shares allotted

capital allotment shares

01/12/20213 pages · PDF
Confirmation statement

confirmation statement with updates

21/10/20215 pages · PDF
Director resigned

termination director company with name termination date

21/10/20211 page · PDF
PSC notified

notification of a person with significant control

21/10/20212 pages · PDF
PSC07

cessation of a person with significant control

21/10/20211 page · PDF
Confirmation statement

confirmation statement with updates

30/07/20214 pages · PDF
MR01

mortgage create with deed with charge number charge creation date

30/04/202188 pages · PDF
MR04

mortgage satisfy charge full

23/03/20211 page · PDF
MR04

mortgage satisfy charge full

23/03/20211 page · PDF
MR04

mortgage satisfy charge full

23/03/20211 page · PDF
Accounts filed

accounts with accounts type total exemption full

02/02/20219 pages · PDF
Confirmation statement

confirmation statement with updates

30/08/20204 pages · PDF
PSC changed

change to a person with significant control

25/08/20202 pages · PDF
Accounts filed

accounts with accounts type total exemption full

31/01/202010 pages · PDF
Address changed

change registered office address company with date old address new address

07/10/20191 page · PDF
Confirmation statement

confirmation statement with updates

09/08/20195 pages · PDF
TM02

termination secretary company with name termination date

09/08/20191 page · PDF
Director resigned

termination director company with name termination date

09/08/20191 page · PDF
Accounts filed

accounts with accounts type total exemption full

30/01/20199 pages · PDF
Confirmation statement

confirmation statement with updates

19/07/20184 pages · PDF
PSC changed

change to a person with significant control

19/07/20182 pages · PDF
Address changed

change registered office address company with date old address new address

01/03/20181 page · PDF
Accounts filed

accounts with accounts type total exemption full

31/01/201811 pages · PDF
Confirmation statement

confirmation statement with updates

01/08/20174 pages · PDF
Accounts filed

accounts with accounts type total exemption small

26/01/20176 pages · PDF
Confirmation statement

confirmation statement with updates

04/08/20165 pages · PDF
Director appointed

appoint person director company with name date

02/03/20162 pages · PDF
Accounts filed

accounts with accounts type total exemption small

26/11/20157 pages · PDF
Annual return

annual return company with made up date full list shareholders

20/08/20156 pages · PDF
Director details changed

change person director company with change date

09/04/20152 pages · PDF
Director appointed

appoint person director company with name date

03/12/20142 pages · PDF
Director resigned

termination director company with name termination date

03/12/20141 page · PDF
Accounts filed

accounts with accounts type total exemption small

31/10/20149 pages · PDF
Accounts date changed

change account reference date company previous extended

31/10/20141 page · PDF
Annual return

annual return company with made up date

28/08/20145 pages · PDF
Director details changed

change person director company with change date

03/07/20142 pages · PDF
Director appointed

appoint person director company with name

03/07/20142 pages · PDF
Director resigned

termination director company with name

03/07/20141 page · PDF
Accounts filed

accounts with accounts type total exemption small

24/10/20137 pages · PDF
Address changed

change registered office address company with date old address

19/08/20131 page · PDF
Annual return

annual return company with made up date

19/08/20135 pages · PDF
Accounts filed

accounts with accounts type total exemption small

10/10/20126 pages · PDF
Annual return

annual return company with made up date full list shareholders

13/09/20124 pages · PDF
Accounts filed

accounts with accounts type total exemption small

21/10/20118 pages · PDF
Annual return

annual return company with made up date full list shareholders

26/08/20114 pages · PDF
Accounts filed

accounts with accounts type total exemption small

18/10/20108 pages · PDF
Annual return

annual return company with made up date full list shareholders

03/09/20104 pages · PDF
Director details changed

change person director company with change date

03/09/20102 pages · PDF
Director resigned

termination director company with name

12/02/20101 page · PDF
AP03

appoint person secretary company with name

28/01/20101 page · PDF
TM02

termination secretary company with name

28/01/20101 page · PDF
Director appointed

appoint person director company with name

28/01/20102 pages · PDF
RESOLUTIONS

resolution

07/01/20101 page · PDF
SH02

capital alter shares subdivision

07/01/20105 pages · PDF
122

legacy

24/09/20091 page · PDF
RESOLUTIONS

resolution

24/09/20091 page · PDF
Accounts filed

accounts with accounts type total exemption small

27/08/20098 pages · PDF
363a

legacy

27/08/20094 pages · PDF
Accounts filed

accounts with accounts type total exemption small

02/02/20097 pages · PDF
395

legacy

08/10/20083 pages · PDF
363a

legacy

22/09/20084 pages · PDF
288b

legacy

25/02/20081 page · PDF
288a

legacy

25/02/20082 pages · PDF
288a

legacy

25/02/20082 pages · PDF
287

legacy

25/02/20081 page · PDF
Accounts filed

accounts with accounts type total exemption small

16/01/20087 pages · PDF
363a

legacy

04/10/20072 pages · PDF
363a

legacy

13/11/20062 pages · PDF
Accounts filed

accounts with accounts type total exemption full

16/06/200612 pages · PDF
363s

legacy

27/09/20056 pages · PDF
225

legacy

21/06/20051 page · PDF
288b

legacy

26/04/20052 pages · PDF
288a

legacy

26/04/20052 pages · PDF
287

legacy

19/01/20051 page · PDF
395

legacy

30/12/20043 pages · PDF
395

legacy

02/11/20049 pages · PDF
288a

legacy

03/09/20042 pages · PDF
288a

legacy

03/09/20042 pages · PDF
288b

legacy

25/08/20041 page · PDF
288b

legacy

25/08/20041 page · PDF
287

legacy

25/08/20041 page · PDF
Incorporated

incorporation company

17/08/200416 pages · PDF