James Waters Property And Investments Limited

05212223

active

Private Limited Company

england wales

Companies House

Health Score

70 / 100

Some Concerns

30/30

Filing

10/30

Financial

30/40

Risk

Current liabilities exceed current assets (-10)
10 outstanding charges (-10)

Details

ELDO HOUSE, BURY ST EDMUNDS, IP32 7AR

Incorporated 23/08/2004

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 23/08/2025

Due 06/09/2026

On track

Industry

68100

Buying and selling of own real estate

Officers

Mr James Edward Waters

director · Since 23/08/2004

DEVELOPER

ENGLISH · ENGLAND · Age 55

Also on 3 other boards

Persons with Significant Control

Mr James Edward Waters

Significant control

English · England · Age 55

Eldo House, Kempson Way, Bury St Edmunds, IP32 7AR

Notified 07/08/2016

Charges10 outstanding

Charge

outstanding

DEVON AND CORNWALL SECURITIES LIMITED

Created 14/03/2025Registered 18/03/2025

Charge

outstanding

C. HOARE & CO

Created 22/05/2024Registered 23/05/2024

Charge

satisfied

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 27/04/2016Satisfied 22/05/2024

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 07/04/2016Registered 08/04/2016

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 14/03/2016Registered 15/03/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 28/07/2005Registered 12/08/2005Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 28/07/2005Registered 02/08/2005Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 12/10/2004Registered 20/10/2004Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 12/10/2004Registered 20/10/2004Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 12/10/2004Registered 20/10/2004Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 12/10/2004Registered 20/10/2004Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 12/10/2004Registered 20/10/2004Satisfied 14/04/2016

charge

satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 06/10/2004Registered 14/10/2004Satisfied 27/04/2016

CompanyRankvs 21130+ SIC 68100 peers
55

Financial strength96th percentile among SIC peers · 24/25

Employees60th percentile among SIC peers · 9/15

LiquidityCurrent ratio 0.27× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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21130James Waters Property And Investments Limited

65

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£1.1M

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£493k

Working capital

Current Assets

£182k

Current Liabilities

£675k

Fixed Assets

£2.6M

Debtors

£180k

1avg. employees

Tax at Year End(2023)

Corp tax£13k

Balance Sheet

Assets less current liabilities£2.1M

Prepared with IRIS Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit
2025	0.27	+£52k
2024	0.15	+£36k
2023	0.07	+£55k
2022	0.08	+£25k
2021	0.18	+£31k
2020	0.13	+£53k
2019	0.06	+£0
2018	0.06	—

Derived from filed accounts. Not audited figures.