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A & C Investments Limited

05212493

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

STUART HOUSE-EAST WING, PETERBOROUGH, PE1 5DD
Incorporated 23/08/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Antonio Vardaro

director · Since 23/08/2004

COMPANY DIRECTOR

ITALIAN · ENGLAND · Age 64

Persons with Significant Control

Mr Antonio Vardaro

75–100% shares

British · England · Age 64

8, Manor Avenue, Peterborough, PE2 8BZ

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

THE MORTGAGE LENDER LIMITED

Created 30/11/2020Registered 30/11/2020
Charge
outstanding

ALDERMORE BANK PLC

Created 16/09/2019Registered 23/09/2019
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED TRADING AS PRECISE MORTGAGES

Created 29/04/2016Registered 06/05/2016
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 05/10/2007Registered 11/10/2007
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 18/12/2006Registered 04/01/2007
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 08/12/2006Registered 11/12/2006

CompanyRankvs 69252+ SIC 68209 peers
53

Financial strength71th percentile among SIC peers · 18/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.55× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Net Worth

£44k

Balance sheet strength

Cash

£26k

Cash in the bank

Net Current Assets

-£22k

Working capital

Current Assets

£27k

Current Liabilities

£49k

Fixed Assets

£418k

Debtors

£575

1avg. employees

Tax at Year End(2023)

Corp tax-£1k

Director Loans(2024)

Company owes directors£42k

Balance Sheet

Assets less current liabilities£395k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.55+£38k
20240.72—
20230.36—

Derived from filed accounts. Not audited figures.