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B. Mccarthy & Sons Limited

05251309

active
Private Limited Company
Companies House
Health Score
69 / 100

Some Concerns

25/30
Filing
10/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

UNIT 4, 250 TODDINGTON ROAD, LUTON, LU4 9DZ
Incorporated 06/10/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41202
Construction of domestic buildings

Officers

Mr Charles Bernard Mccarthy

director · Since 06/10/2004

DIRECTOR

IRISH · ENGLAND · Age 80

Also on 2 other boards

Mr Gordon Bernard Mccarthy

director · Since 06/10/2004

DIRECTOR

IRISH · UNITED KINGDOM · Age 56

Also on 4 other boards

Persons with Significant Control

Mr Charles Bernard Mccarthy

25–50% shares
25–50% votes

Irish · England · Age 80

Unit 4,, 250 Toddington Road, Luton, LU4 9DZ

Notified 17/06/2016

Mr Gordon Bernard Mccarthy

25–50% shares
25–50% votes

Irish · United Kingdom · Age 56

Unit 4, 250 Toddington Road, Luton, LU4 9DZ

Notified 21/01/2019

Former PSCs

Mr Gordon Bernard Mccarthy

Ceased 15/12/2017

Charges3 outstanding

Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 10/11/2025Registered 18/11/2025
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 01/08/2017Registered 05/08/2017
Charge
outstanding

THE ROYAL BANK OF SCOTLAND PLC

Created 27/07/2017Registered 28/07/2017
charge
satisfied

SVENSKA HANDELSBANKEN AB (PUBL)

Created 28/10/2011Registered 03/11/2011Satisfied 14/11/2017
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 29/05/2007Registered 02/06/2007Satisfied 10/02/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 13/07/2006Registered 18/07/2006Satisfied 10/02/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 11/02/2005Registered 12/02/2005Satisfied 10/02/2012
charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 17/12/2004Registered 22/12/2004Satisfied 10/02/2012

CompanyRankvs 7720+ SIC 41202 peers
65

Financial strength95th percentile among SIC peers · 24/25
Employees33th percentile among SIC peers · 5/15
LiquidityCurrent ratio 1.87× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees5/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£377k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£72k

Working capital

Current Assets

£155k

Current Liabilities

£83k

Fixed Assets

£418k

1avg. employees-1

Balance Sheet

Assets less current liabilities£490k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.87+£28k
20231.82+£61k
20221.02+£5k
20211.19+£24k
20200.87+£22k
20190.89+£39k
20180.72—

Derived from filed accounts. Not audited figures.