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Rags To Riches Restorations Limited

05261299

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

PILGRIMS HOUSE PILGRIMS WAY, BRISTOL, BS40 8TZ
Incorporated 15/10/2004

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Joanne Elizabeth Stephenson

secretary · Since 15/10/2004

BRITISH · ENGLAND · Age 63

Also on 4 other boards

Mr David Alan Stephenson

director · Since 23/05/2019

FINANCE BROKER

BRITISH · ENGLAND · Age 72

Also on 2 other boards

Mr Benjamin Luke Stephenson

director · Since 05/09/2025

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 28

Also on 1 other board

Persons with Significant Control

Mr David Alan Stephenson

Significant control

British · England · Age 72

Pilgrims House, Pilgrims Way, Bristol, BS40 8TZ

Notified 15/04/2016

Charges1 outstanding

Charge
satisfied

FLEET MORTGAGES LIMITED

Created 29/07/2016Registered 02/08/2016Satisfied 14/05/2019
charge
outstanding

MORTGAGE TRUST LIMITED

Created 18/01/2007Registered 20/01/2007

CompanyRankvs 26515+ SIC 68100 peers
52

Financial strength85th percentile among SIC peers · 21/25
Employees60th percentile among SIC peers · 9/15
LiquidityCurrent ratio 0.49× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£110k

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£231k

Working capital

Current Assets

£222k

Current Liabilities

£453k

Fixed Assets

£341k

Debtors

£220k

1avg. employees
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.49+£10k
20240.48+£12k
20230.56-£12k
20220.02+£16k
2021+£8k
20200.19+£36k

Derived from filed accounts. Not audited figures.