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Tandem Financial Solutions Ltd

05285998

active
ltd
england wales
Companies House
Health Score
75 / 100

Some Concerns

25/30
Filing
10/30
Financial
40/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)

Details

14 Monton Green, Eccles, Manchester, M30 9LW
Incorporated 15/11/2004

Compliance

Last accounts

30/11/2024

micro entity

Next accounts due

31/08/2026

On track

Confirmation statement

Last: 22/10/2025

Due 05/11/2026

On track

Industry

70229
Management consultancy activities

Officers

Graham John Niven

director · Since 15/11/2004

British · United Kingdom · Age 65

Sandra Niven

director · Since 14/11/2015

British · England · Age 64

Former

Duport Secretary Limited

corporate nominee secretary · Resigned 15/11/2004

Duport Director Limited

corporate nominee director · Resigned 15/11/2004

Sandra Niven

secretary · Resigned 02/02/2014

Persons with Significant Control

Mr Graham John Niven

25–50% shares

British · England · Age 65

14, Monton Green, Manchester, M30 9LW

Notified 15/11/2016

Mrs Sandra Niven

25–50% shares

British · England · Age 64

14 Monton Green, Monton Green, Manchester, M30 9LW

Notified 15/11/2016

Charges0 outstanding

charge
satisfied

NATIONAL WESTMINSTER BANK PLC

Created 27/01/2005Registered 29/01/2005Satisfied 06/07/2018

Change History

officer appointed → NIVEN, Graham John
2026-06-06
officer appointed → NIVEN, Sandra
2026-06-06
status → active
2026-06-06

Active

type → ltd
2026-06-06

Private Limited Company

address line1 → 14 Monton Green
2026-06-06

14 MONTON GREEN

post town → Manchester
2026-06-06

MANCHESTER

CompanyRankvs 3879+ SIC 70229 peers
83

Financial strength89th percentile among SIC peers · 22/25
Employees74th percentile among SIC peers · 11/15
LiquidityCurrent ratio 7.04× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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3879Tandem Financial Solutions Ltd
83
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees11/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£115k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£116k

Working capital

Current Assets

£135k

Current Liabilities

£19k

2avg. employees+1

Balance Sheet

Assets less current liabilities£116k
Prepared with Taxfiler

EstimatesDerived

YearCurrent RatioImplied Profit
20247.04+£21k
20238.77+£21k
20223.46+£31k
20214.03-£15k
20203.37+£52k
20191.87-£2k
20182.36—

Derived from filed accounts. Not audited figures.