Two Rivers Financial Planning Limited
05298510
Some Concerns
- Current liabilities exceed current assets (-10)
- 1 outstanding charge (-2)
Details
Compliance
Accounts
Confirmation statement
Industry
Officers
director · Since 26/11/2004
INDEPENDENT FINANCIAL ADVISER
BRITISH · WALES · Age 58
Persons with Significant Control
Mr Gregor Stuart James Macfarlane
British · Wales · Age 58
33, Main Road, Caldicot, NP26 5SA
Notified 06/04/2016
Charges1 outstanding
NATIONAL WESTMINSTER BANK PLC
CompanyRankvs 524+ SIC 66290 peers61
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How is this score calculated?
Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.
Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.
Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.
One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.
Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.
Risk deductions
Outstanding charges: -10 pts
Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.
Key FinancialsYear ending 30/04/2025
Net Worth
£3k
Balance sheet strength
Cash
£2k
Cash in the bank
Net Current Assets
£27k
Working capital
Current Assets
£35k
Current Liabilities
£4k
Fixed Assets
£397
Debtors
£35k
Balance Sheet
EstimatesDerived
| Year | Current Ratio | Implied Profit |
|---|---|---|
| 2025 | 8.14 | +£1k |
| 2024 | 2.71 | -£3k |
| 2023 | 2.59 | +£3k |
| 2022 | 1.98 | +£550 |
| 2021 | 1.89 | -£51 |
| 2020 | 2.57 | +£68 |
| 2019 | 4.58 | -£294 |
| 2018 | 3.99 | — |
Derived from filed accounts. Not audited figures.