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Victory Assets Ltd

05299434

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 6 outstanding charges (-10)

Details

UNIT 7 THE TRIANGLE CENTRE, SOUTHALL, UB1 3EJ
Incorporated 29/11/2004

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 29/11/2025

Due 13/12/2026

On track

Industry

68201
Renting and operating of Housing Association real estate

Officers

Mr Tershem Singh Pandher

director · Since 01/12/2004

RETAILER

BRITISH · ENGLAND · Age 50

Also on 4 other boards

Mr Jaswinder Singh Pandher

secretary · Since 02/12/2004

BRITISH · UNITED KINGDOM · Age 48

Also on 1 other board

Mrs Pritsasha Kaur Pandher

director · Since 27/11/2020

DIRECTOR

BRITISH · ENGLAND · Age 48

Persons with Significant Control

Mr Tershem Pandher

25–50% shares

British · England · Age 50

Unit 7 The Triangle Centre, Uxbridge Road, Southall, UB1 3EJ

Notified 06/04/2016

Mrs Pritsasha Kaur Pandher

25–50% shares

British · England · Age 48

Unit 7 The Triangle Centre, Uxbridge Road, Southall, UB1 3EJ

Notified 06/04/2016

Charges6 outstanding

Charge
satisfied

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NATIONAL WESTMINSTER BANK PLC

Created 09/08/2005Registered 12/08/2005
charge
outstanding

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outstanding

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CompanyRankvs 1552+ SIC 68201 peers
63

Financial strength98th percentile among SIC peers · 25/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.82× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£2.8M

Balance sheet strength

Cash

£1.1M

Cash in the bank

Net Current Assets

-£487k

Working capital

Current Assets

£2.2M

Current Liabilities

£2.7M

Fixed Assets

£4.7M

Debtors

£250k

2avg. employees

Balance Sheet

Bank loans & overdrafts£1.2M
Assets less current liabilities£4.2M
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.82+£286k
20240.34+£131k
20230.61+£281k
20220.56+£358k
20210.45+£264k
20200.38+£215k
20190.25+£532k
20180.15

Derived from filed accounts. Not audited figures.