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Andy Loads Ltd

05391624

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

117 DARTFORD ROAD, DARTFORD, DA1 3EN
Incorporated 14/03/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

49410
Freight transport by road

Officers

Nationwide Secretarial Services Ltd

secretary · Since 14/03/2005

BRITISH

Also on 359 other boards

Mr Justin Daniel Spellar

director · Since 23/02/2026

BRITISH · ENGLAND · Age 58

Persons with Significant Control

Mr Justin Daniel Spellar

75–100% shares
75–100% votes
Appoint directors

British · England · Age 58

117, Dartford Road, Dartford, DA1 3EN

Notified 23/02/2026

Former PSCs

Justin Spellar

Ceased 23/02/2026

Charges2 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 01/06/2020Registered 11/06/2020
Charge
outstanding

HSBC UK BANK PLC

Created 20/04/2020Registered 09/05/2020

CompanyRankvs 6219+ SIC 49410 peers
59

Financial strength90th percentile among SIC peers · 23/25
Employees27th percentile among SIC peers · 4/15
LiquidityCurrent ratio 1.47× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£104k

Balance sheet strength

Cash

£49k

Cash in the bank

Net Current Assets

£102k

Working capital

Current Assets

£319k

Current Liabilities

£218k

Fixed Assets

£3k

Debtors

£270k

1avg. employees

Tax at Year End

Corp tax£3k

Balance Sheet

Assets less current liabilities£104k
Signed by Mr Justin Spellar 08/12/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
20251.47-£8k
20241.39+£10k
20231.46+£60k
20221.34-£14k£124k
20211.87-£25k£124k
20201.73+£15k£152k
20192.43£48k

Derived from filed accounts. Not audited figures.