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Andrew James Holdings Limited

05401597

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

LATHERON CHAMBERS, SWANSEA, SA1 5SW
Incorporated 23/03/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate

Officers

Andrew James Mackay

secretary · Since 31/05/2005

CERTIFICATED BAILIFF

BRITISH · UNITED KINGDOM · Age 61

Also on 2 other boards

Mr Andrew James Mackay

director · Since 31/05/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 2 other boards

Mrs Susan James Mackay

director · Since 31/05/2005

MANAGER

BRITISH · WALES · Age 62

Also on 2 other boards

Persons with Significant Control

Mr Andrew James Mackay

50–75% shares
50–75% votes

British · United Kingdom · Age 61

Latheron Chambers, Swansea, SA1 5SW

Notified 30/06/2016

Mrs Susan James Mackay

25–50% shares
25–50% votes

British · Wales · Age 62

Latheron Chambers, Swansea, SA1 5SW

Notified 30/06/2016

Charges5 outstanding

Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LTD

Created 24/10/2017Registered 31/10/2017
charge
outstanding

HSBC BANK PLC

Created 20/12/2006Registered 22/12/2006
charge
outstanding

HSBC BANK PLC

Created 07/10/2005Registered 20/10/2005
charge
outstanding

HSBC BANK PLC

Created 01/06/2005Registered 02/06/2005
charge
outstanding

HSBC BANK PLC

Created 13/05/2005Registered 18/05/2005

CompanyRankvs 40490+ SIC 68100 peers
46

Financial strength94th percentile among SIC peers · 24/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£557k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£1.2M

Working capital

Current Assets

£101k

Current Liabilities

£1.3M

Fixed Assets

£1.8M

Balance Sheet

Assets less current liabilities£558k
Signed by A J MacKay 29 June 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.08+£48k
20240.04+£39k
20230.04

Derived from filed accounts. Not audited figures.