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Photodecor Limited

05414577

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 6 outstanding charges (-10)

Details

UNIT 5, HALESOWEN, B62 8BH
Incorporated 05/04/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47910
Retail sale via mail order houses or via Internet

Officers

Elaine Maloney

secretary · Since 05/04/2005

BRITISH

Mr Michael John Maloney

director · Since 05/04/2005

DIRECTOR

BRITISH · ENGLAND · Age 54

Persons with Significant Control

Mr Michael John Maloney

50–75% shares
50–75% votes
Appoint directors

British · England · Age 54

Unit 5, A6 Coombswood Business Park, Halesowen, B62 8BH

Notified 06/04/2016

Mrs Elaine Maloney

25–50% shares
25–50% votes
Appoint directors

British · England · Age 51

Unit 5, A6 Coombswood Business Park, Halesowen, B62 8BH

Notified 06/04/2016

Charges6 outstanding

Charge
outstanding

BCRS BUSINESS LOANS LIMITED

Created 28/04/2025Registered 30/04/2025
Charge
satisfied

SELLERSFUNDING INTERNATIONAL PORTFOLIO LTD

Created 23/06/2021Registered 28/06/2021Satisfied 08/10/2024
Charge
outstanding

BCRS CIEF LIMITED

Created 23/04/2020Registered 01/05/2020
Charge
satisfied

SELLERSFUNDING INTERNATIONAL PORTFOLIO LTD

Created 26/02/2020Registered 05/03/2020Satisfied 15/06/2022
Charge
outstanding

BCRS BUSINESS LOANS LIMITED

Created 02/02/2018Registered 06/02/2018
Charge
satisfied

FUNDING CIRCLE LIMITED

Created 20/05/2016Registered 04/06/2016Satisfied 23/06/2022
Charge
satisfied

EDINBURGH ALTERNATIVE FINANCE LTD (TRADING AS LENDINGCROWD)

Created 27/02/2015Registered 10/03/2015Satisfied 16/06/2022
charge
satisfied

BLACK COUNTRY REINVESTMENT SOCIETY LIMITED

Created 22/08/2011Registered 24/08/2011Satisfied 30/04/2014
charge
outstanding

LLOYDS TSB BANK PLC

Created 12/10/2009Registered 30/10/2009
charge
outstanding

LLOYDS TSB BANK PLC

Created 07/09/2009Registered 11/09/2009
charge
outstanding

HSBC BANK PLC

Created 14/09/2005Registered 14/07/2006

CompanyRankvs 2199+ SIC 47910 peers
71

Financial strength96th percentile among SIC peers · 24/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.47× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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2199Photodecor Limited
81
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£133k

Balance sheet strength

Cash

£108k

Cash in the bank

Net Current Assets

£210k

Working capital

Current Assets

£658k

Current Liabilities

£447k

Fixed Assets

£129k

Debtors

£135k

10avg. employees

Balance Sheet

Assets less current liabilities£339k
Signed by 2024-07-01Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20251.47+£3k
20241.28-£54k
20231.42+£59k
20221.33+£65k
20211.49-£6k
20201.38—

Derived from filed accounts. Not audited figures.