Back to search

Houses & Cottages Limited

05425596

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • 1 outstanding charge (-2)

Details

UNION HOUSE, COVENTRY, CV1 2NT
Incorporated 15/04/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mrs Lukshmi Selvarajah

director · Since 15/04/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 45

Also on 3 other boards

Shanthakumari Arulkumarasan

secretary · Since 10/04/2006

SECRETARY

BRITISH · Age 76

Also on 1 other board

Persons with Significant Control

Mrs Lukshmi Selvarajah

75–100% shares

British · United Kingdom · Age 45

Union House, 111 New Union Street, Coventry, CV1 2NT

Notified 06/04/2016

Charges1 outstanding

Charge
satisfied

PARAGON BANK PLC

Created 12/10/2018Registered 23/10/2018Satisfied 01/02/2021
Charge
satisfied

PARAGON BANK PLC · PARAGON MORTGAGES (2010) LIMITED

Created 12/10/2018Registered 13/10/2018Satisfied 01/02/2021
Charge
outstanding

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 22/03/2017Registered 28/03/2017
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 20/03/2017Registered 23/03/2017Satisfied 14/06/2024
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 14/03/2017Registered 17/03/2017Satisfied 22/06/2022
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 14/03/2017Registered 17/03/2017Satisfied 14/06/2024
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 13/03/2017Registered 15/03/2017Satisfied 01/09/2022

CompanyRankvs 76328+ SIC 68209 peers
47

Financial strength87th percentile among SIC peers · 22/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.1× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1The Lower Norwood Co-Operative Building Company Limited
90
2Liverpool And Chester Property Company Limited
90
3Grange Park Investments Limited
90
4Sherborne Cottage Building Company,Limited(The)
90
5Gaunts Limited
90
6S.E.Redfern Limited
90
7Chisholm & Company (Holdings) Limited
90
8John Horsfall & Sons(Greetland),Limited
90
9British And Foreign Wharf Company Limited(The)
90
10Webb & Son (Combs)Limited
90
76328Houses & Cottages Limited
57
How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£364k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£29k

Working capital

Current Assets

£3k

Current Liabilities

£33k

Fixed Assets

£1.8M

0avg. employees-1

Balance Sheet

Assets less current liabilities£1.8M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.10+£77k
20241.55+£35k
202320.21+£67k
20221.54+£13k
20212.84+£16k
20201.55+£6k
20191.75—

Derived from filed accounts. Not audited figures.