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Curvature Group Limited

05431352

active
Private Limited Company
Companies House
Health Score
78 / 100

Some Concerns

30/30
Filing
10/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

SUITE 501 THE NEXUS BUILDING, LETCHWORTH GARDEN CITY, SG6 9BL
Incorporated 21/04/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Nicholas Phelps

director · Since 21/04/2005

DIRECTOR

BRITISH · ENGLAND · Age 57

Also on 5 other boards

Mr Alistair Macdonald Coleman

director · Since 06/03/2026

BRITISH · ENGLAND · Age 56

Also on 3 other boards

Mr Timothy James Phelps

director · Since 06/03/2026

BRITISH · ENGLAND · Age 54

Also on 1 other board

Mr Mark Andrew White

director · Since 06/03/2026

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Persons with Significant Control

Mr Mark Andrew White

25–50% shares
25–50% votes

British · England · Age 61

Suite 501 The Nexus Building, Broadway, Letchworth Garden City, SG6 9BL

Notified 06/03/2026

Mr Timothy James Phelps

25–50% shares
25–50% votes

British · England · Age 54

Suite 501 The Nexus Building, Broadway, Letchworth Garden City, SG6 9BL

Notified 06/03/2026

Mr Alistair Macdonald Coleman

25–50% shares
25–50% votes

British · England · Age 56

Suite 501 The Nexus Building, Broadway, Letchworth Garden City, SG6 9BL

Notified 06/03/2026

Former PSCs

Mr Nicholas Phelps

Ceased 27/04/2021

Carbury Ventures Limited

Ceased 06/03/2026

Charges1 outstanding

charge
satisfied

HSBC ASSET FINANCE (UK) LTD HSBC EQUIPMENT FINANCE (UK) LTD

Created 22/03/2012Registered 24/03/2012Satisfied 03/06/2020
charge
satisfied

HSBC BANK PLC

Created 07/06/2011Registered 14/06/2011Satisfied 03/06/2020
charge
satisfied

HSBC BANK PLC

Created 19/10/2007Registered 23/10/2007Satisfied 03/06/2020
charge
outstanding

HSBC BANK PLC

Created 29/03/2006Registered 31/03/2006
charge
satisfied

HSBC BANK PLC

Created 25/11/2005Registered 29/11/2005Satisfied 03/06/2020
charge
satisfied

HSBC BANK PLC

Created 26/08/2005Registered 01/09/2005Satisfied 03/06/2020

CompanyRankvs 15522+ SIC 41100 peers
56

Financial strength88th percentile among SIC peers · 22/25
Employees14th percentile among SIC peers · 2/15
LiquidityCurrent ratio 1.29× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/09/2025

Net Worth

£380k

Balance sheet strength

Cash

£138k

Cash in the bank

Net Current Assets

£236k

Working capital

Current Assets

£1.1M

Current Liabilities

£814k

Fixed Assets

£170k

Debtors

£903k

0avg. employees

Tax at Year End

Corp tax£14k

Balance Sheet

Intangible assets£478
Assets less current liabilities£406k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20251.29+£0
20251.29+£19k
20241.19-£732k
20232.62-£130k
20222.39+£347k
20212.07

Derived from filed accounts. Not audited figures.