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Carmichael Education Limited

05446414

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • 3 outstanding charges (-6)

Details

2ND FLOOR, MARITIME PLACE QUAYSIDE, CHATHAM, ME4 4QZ
Incorporated 09/05/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

85320
Technical and vocational secondary education

Officers

Mrs Carla Louise Lorne

secretary · Since 09/05/2005

BRITISH · ENGLAND · Age 55

Also on 5 other boards

Mr Michael Anthony Lorne

director · Since 09/05/2005

DIRECTOR

BRITISH · ENGLAND · Age 62

Also on 1 other board

Mrs Carla Louise Lorne

director · Since 20/04/2006

DIRECTOR

BRITISH · ENGLAND · Age 55

Also on 5 other boards

Persons with Significant Control

Mrs Carla Louise Lorne

25–50% shares
25–50% votes

British · England · Age 55

Guilton Mill, Poulton Lane, Canterbury, CT3 2HN

Notified 06/04/2016

Mr Michael Anthony Lorne

50–75% shares
50–75% votes
Appoint directors

British · England · Age 62

Guilton Mill, Poulton Lane, Canterbury, CT3 2HN

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 22/05/2023Registered 25/05/2023
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 22/05/2023Registered 25/05/2023
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 18/01/2023Registered 19/01/2023
charge
satisfied

HSBC BANK PLC

Created 10/01/2007Registered 12/01/2007Satisfied 18/01/2023

CompanyRankvs 742+ SIC 85320 peers
60

Financial strength98th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£1.2M

Balance sheet strength

Cash

£405k

Cash in the bank

Net Current Assets

—

Working capital

Current Assets

—

Current Liabilities

£376k

Fixed Assets

£1.6M

Debtors

£268k

55avg. employees+4

Tax at Year End(2024)

Corp tax£91k
Prepared with Silverfin

EstimatesDerived

YearCurrent RatioImplied Profit
2025—+£155k
20241.62+£29k
20231.54-£48k
20224.95+£354k
20213.11+£306k
20200.99+£254k
20190.72—

Derived from filed accounts. Not audited figures.