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Concept Estates Uk Limited

05477876

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 7 outstanding charges (-10)

Details

STERLING HOUSE, BIRMINGHAM, B16 8SP
Incorporated 10/06/2005

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/10/2025

Due 25/10/2026

On track

Industry

68201
Renting and operating of Housing Association real estate

Officers

Dr Avtar Singh Saini

director · Since 10/06/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 60

Also on 2 other boards

Didar Singh Saini

director · Since 10/06/2005

DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 5 other boards

Didar Singh Saini

secretary · Since 14/08/2007

DIRECTOR

BRITISH · UNITED KINGDOM · Age 64

Also on 5 other boards

Persons with Significant Control

Dr Avtar Singh Saini

25–50% shares

British · United Kingdom · Age 60

59 Vernon Road, Edgbaston, Birmingham, B16 9SQ

Notified 11/10/2023

Didar Singh Saini

25–50% shares

British · United Kingdom · Age 64

59 Vernon Road, Edgbaston, Birmingham, B16 9SQ

Notified 11/10/2023

Former PSCs

Didar Singh Saini

Ceased 26/06/2020

Dr Avtar Singh Saini

Ceased 26/06/2020

Jasbir Saini

Ceased 05/08/2020

Balvinder Saini

Ceased 05/08/2020

Charges7 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 10/04/2026Registered 16/04/2026
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 05/12/2025Registered 09/12/2025
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 31/10/2025Registered 06/11/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/09/2025Registered 22/09/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/09/2025Registered 22/09/2025
Charge
outstanding

KENSINGTON MORTGAGE COMPANY LIMITED

Created 12/09/2025Registered 22/09/2025
charge
satisfied

BARCLAYS BANK PLC

Created 02/01/2008Registered 04/01/2008Satisfied 09/12/2025
charge
satisfied

BARCLAYS BANK PLC

Created 02/01/2008Registered 04/01/2008Satisfied 09/12/2025
charge
satisfied

BARCLAYS BANK PLC

Created 02/01/2008Registered 04/01/2008Satisfied 06/11/2025
charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 15/03/2006Registered 21/03/2006Satisfied 22/09/2025
charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 15/03/2006Registered 21/03/2006Satisfied 22/09/2025
charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 15/03/2006Registered 21/03/2006Satisfied 22/09/2025
charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 15/03/2006Registered 21/03/2006
charge
satisfied

THE MORTGAGE WORKS (UK) PLC

Created 15/03/2006Registered 21/03/2006Satisfied 22/09/2025

CompanyRankvs 397+ SIC 68201 peers
73

Financial strength83th percentile among SIC peers · 21/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 5.57× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£81k

Balance sheet strength

Cash

£3k

Cash in the bank

Net Current Assets

£595k

Working capital

Current Assets

£726k

Current Liabilities

£130k

Debtors

£1k

2avg. employees

Tax at Year End

Corp tax£4k

Balance Sheet

Bank loans & overdrafts£23k
Assets less current liabilities£595k
Prepared with Caseware UK (AP4) 2024.0.164

EstimatesDerived

YearCurrent RatioImplied Profit
20255.57+£13k
20245.10-£212
20235.14+£10k
20225.45+£28k
20214.75+£19k
20205.10+£6k
20195.27

Derived from filed accounts. Not audited figures.