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The Lowther Arms Country Inn Limited

05498904

active
Private Limited Company
Companies House
Health Score
83 / 100

Healthy

25/30
Filing
20/30
Financial
38/40
Risk
  • No accounts filed in last 18 months (-5)
  • 1 outstanding charge (-2)

Details

THE LOWTHER ARMS, CUMWHINTON, CUMBRIA, CA4 8UL
Incorporated 05/07/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

55100
Hotels and similar accommodation
56101
Licensed restaurants
56302
Public houses and bars

Officers

Mrs Elaine Dorothy O'Neil

secretary · Since 05/07/2005

BRITISH · ENGLAND · Age 69

Also on 3 other boards

Mrs Elaine Dorothy O'Neil

director · Since 05/07/2005

PUBLICAN

BRITISH · ENGLAND · Age 69

Also on 3 other boards

Mr Eric O'Neil

director · Since 14/05/2026

BRITISH · ENGLAND · Age 63

Persons with Significant Control

Mrs Elaine Dorothy O'Neil

25–50% shares
25–50% votes
Appoint directors

British · England · Age 69

The Lowther Arms, Cumwhinton, Carlisle, CA4 8DL

Notified 30/04/2017

Mr Eric O'Neil

25–50% shares
25–50% votes
Appoint directors

British · England · Age 63

The Lowther Arms, Cumwhinton, Carlisle, CA4 8DL

Notified 14/05/2026

Former PSCs

Mr Eric O'Neil

Ceased 14/05/2026

Charges1 outstanding

charge
outstanding

HSBC BANK PLC

Created 10/08/2005Registered 13/08/2005

CompanyRankvs 653+ SIC 55100 peers
68

Financial strength64th percentile among SIC peers · 16/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.56× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength16/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£24k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£48k

Working capital

Current Assets

£78k

Current Liabilities

£31k

Fixed Assets

£3k

13avg. employees-3

Balance Sheet

Assets less current liabilities£51k
Prepared with Sage Accounts Production Advanced 2023 - FRS102_2023

EstimatesDerived

YearCurrent RatioImplied Profit
20242.56-£6k
20232.63-£22k
20222.79-£15k
20212.94-£12k
20204.29+£21k
20192.22+£25k
20182.57

Derived from filed accounts. Not audited figures.