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H P A C Limited

05529591

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

10 LEEWAY AVENUE, CAMBRIDGE, CB22 5AU
Incorporated 05/08/2005

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209
Other letting and operating of own or leased real estate

Officers

Mr James Munro

secretary · Since 25/11/2005

DIRECTOR

BRITISH · Age 49

Mr James David Murdoch Munro

director · Since 25/11/2005

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 1 other board

Persons with Significant Control

Mr James David Murdoch Munro

75–100% shares
75–100% votes
Appoint directors
right-to-appoint-and-remove-directors-as-firm
significant-influence-or-control-as-firm

British · England · Age 49

10, Leeway Avenue, Cambridge, CB22 5AU

Notified 17/12/2024

Charges2 outstanding

Charge
outstanding

PARAGON BANK PLC

Created 03/10/2025Registered 03/10/2025
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 11/05/2007Registered 01/11/2007Satisfied 18/04/2020
charge
satisfied

CAPITAL HOME LOANS LIMITED

Created 20/07/2007Registered 27/07/2007Satisfied 03/10/2025
charge
outstanding

CAPITAL HOME LOANS LIMITED

Created 11/04/2007Registered 14/04/2007
charge
satisfied

MORTGAGE EXPRESS

Created 12/03/2007Registered 15/03/2007Satisfied 18/04/2020
charge
satisfied

MORTGAGE EXPRESS

Created 08/11/2006Registered 22/11/2006Satisfied 18/04/2020
charge
satisfied

MORTGAGE EXPRESS ( THE LENDER)

Created 18/08/2006Registered 22/08/2006Satisfied 18/04/2020
charge
satisfied

MORTGAGE EXPRESS

Created 07/04/2006Registered 18/04/2006Satisfied 18/04/2020

CompanyRankvs 10093+ SIC 68209 peers
71

Financial strength89th percentile among SIC peers · 22/25
Employees57th percentile among SIC peers · 9/15
LiquidityCurrent ratio 2.46× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£479k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£2k

Working capital

Current Assets

£4k

Current Liabilities

£1k

Fixed Assets

£1.3M

1avg. employees

Balance Sheet

Assets less current liabilities£1.3M
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20252.46+£892
20242.48+£2k
20231.20+£3k
20220.56+£6k
20210.31-£65
20200.16-£12k
20191.50

Derived from filed accounts. Not audited figures.