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Pensionswatch Limited

05537968

active
Private Limited Company
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
0/30
Financial
40/40
Risk
  • Going concern doubt noted in accounts (-10)

Details

SUITE 2D BUILDING 1 EASTERN BUSINESS PARK, CARDIFF, CF3 5EA
Incorporated 16/08/2005

Compliance

Last accounts

31/08/2025

total exemption full

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 15/08/2025

Due 29/08/2026

On track

Industry

74909
Other professional, scientific and technical activities

Officers

Mr David Jonathan Marsh

secretary · Since 16/08/2005

CONSULTING ACTUARY

BRITISH · ENGLAND · Age 59

Mr David Jonthan Marsh

director · Since 16/08/2005

CONSULTING ACTUARY

BRITISH · ENGLAND · Age 59

Mrs Melanie Jane Marsh

director · Since 16/08/2005

PENSIONS CONSULTANT

BRITISH · UNITED KINGDOM · Age 52

Mr Paul Edward Marsh

director · Since 26/01/2013

COMPUTER PROGRAMMER

BRITISH · ENGLAND · Age 56

Also on 1 other board

Mr Leigh Melvin

director · Since 26/01/2013

COMPUTER PROGRAMMER

BRITISH · ENGLAND · Age 62

Also on 1 other board

Persons with Significant Control

Mrs Melanie Jane Marsh

25–50% shares
25–50% votes

British · United Kingdom · Age 52

Clover House, Clover House, Cheddar, BS27 3TH

Notified 06/04/2016

Mr David Jonathan Marsh

75–100% shares

British · England · Age 59

Suite 2d, Building 1 Eastern Business Park, Cardiff, CF3 5EA

Notified 15/08/2016

CompanyRankvs 44187+ SIC 74909 peers
28

Financial strength24th percentile among SIC peers · 6/25
Employees11th percentile among SIC peers · 2/15
LiquidityNo balance sheet data · 0/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Going concern doubt -10
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How is this score calculated?
Financial strength6/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity0/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Going concern doubt: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Going Concern Doubt

to show a true and fair view. The financial statements are prepared in sterling , which is the functional currency of the company. Monetary a mounts in these financial statements are rounded. 1.2 Going concern The directors have not identified any material uncertainties related to events or conditions that may cast significant doubt about the company's ability to continue as a going conce

Key FinancialsYear ending 31/08/2025

Net Worth

£2

Balance sheet strength

Cash

£2k

Cash in the bank

Net Current Assets

-£12k

Working capital

Current Assets

Current Liabilities

£14k

Fixed Assets

£0

0avg. employees-4

Tax at Year End(2023)

VAT£447

Director Loans(2023)

Company owes directors£9k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied ProfitEst. Revenue
2024+£479
20230.23£9k
20220.80£15k
20210.55+£4k£9k
20200.54-£2k£27k
20190.97£15k
20181.46£36k

Derived from filed accounts. Not audited figures.