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Richbusy Limited

05538484

active
ltd
england wales
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 12 outstanding charges (-10)

Details

45 Nork Way, Banstead, SM7 1PB
Incorporated 17/08/2005

Compliance

Last accounts

31/08/2025

unaudited abridged

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 17/08/2025

Due 31/08/2026

On track

Industry

68209
Other letting and operating of own or leased real estate

Officers

Susan Jennifer Massingham

director · Since 22/09/2005

British · England

Mrs Susan Jennifer Massingham

director · Since 22/09/2005

DIRECTOR

BRITISH · ENGLAND

Former

William Andrew Joseph Tester

nominee director · Resigned 14/09/2005

Howard Thomas

nominee secretary · Resigned 14/09/2005

Graeme Stewart Bennett

secretary · Resigned 22/09/2005

Kevin John Newell

director · Resigned 22/09/2005

Palmerston Secretaries Limited

corporate secretary · Resigned 31/03/2007

Nichola Rowlett

secretary · Resigned 16/09/2008

Pp Secretaries Ltd

corporate secretary · Resigned 25/08/2009

Jody Courtney

director · Resigned 29/02/2012

Jody Courtney

director · Resigned 26/02/2016

Nichola Hill

director · Resigned 17/03/2016

Persons with Significant Control

Mrs Susan Jennifer Massingham

75–100% shares

British · United Kingdom

Notified 01/08/2016

Charges12 outstanding

Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 13/05/2024Registered 13/05/2024
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 02/12/2022Registered 05/12/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 31/10/2022Registered 01/11/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 31/10/2022Registered 01/11/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 20/10/2022Registered 21/10/2022
Charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 13/10/2022Registered 20/10/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 29/03/2017Registered 10/04/2017
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 29/03/2017Registered 30/03/2017
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 29/03/2017Registered 30/03/2017
charge
outstanding

SHAWBROOK BANK LIMITED

Created 15/02/2012Registered 20/02/2012
charge
outstanding

SHAWBROOK BANK LIMITED

Created 15/02/2012Registered 20/02/2012
charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 15/12/2011Registered 20/12/2011

Change History

status → active
2026-07-13

Active

type → ltd
2026-07-13

Private Limited Company

address line1 → 45 Nork Way
2026-07-13

45 NORK WAY

post town → Banstead
2026-07-13

BANSTEAD

CompanyRankvs 89117+ SIC 68209 peers
49

Financial strength81th percentile among SIC peers · 20/25
Employees18th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.67× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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55
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£139k

Balance sheet strength

Cash

£29k

Cash in the bank

Net Current Assets

-£19k

Working capital

Current Assets

£39k

Current Liabilities

£58k

Fixed Assets

£2.0M

Debtors

£9k

Profit After Tax

-£85k

0avg. employees

Balance Sheet

Bank loans & overdrafts£4k
Assets less current liabilities£2.0M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.67-£346k
20240.25-£12k
20230.43—

Derived from filed accounts. Not audited figures.