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Creditsure Limited

05675767

active
Private Limited Company
england wales
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

ARCHWOOD ACCOUNTANTS 46-48 LONG STREET, MANCHESTER, M24 6UQ
Incorporated 16/01/2006

Compliance

Last accounts

31/07/2025

total exemption full

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 03/09/2025

Due 17/09/2026

On track

Industry

74990
Non-trading company

Officers

Mr Marc Anthony Curtis Smith

director · Since 16/01/2006

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 50

Also on 6 other boards

Persons with Significant Control

Mr Marc Anthony Curtis-Smith

75–100% shares
75–100% votes
Appoint directors

British · England · Age 50

89, Crawford Road, Skelmersdale, WN8 9QS

Notified 16/01/2017

Former PSCs

Mrs Pamela Dawn Bamber

Ceased 28/03/2022

Charges1 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 03/07/2018Registered 09/07/2018

CompanyRankvs 17028+ SIC 74990 peers
31

Financial strength2th percentile among SIC peers · 1/25
Employees53th percentile among SIC peers · 8/15
LiquidityCurrent ratio 0.27× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees8/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

-£45k

Balance sheet strength

Cash

£925

Cash in the bank

Net Current Assets

-£35k

Working capital

Current Assets

£13k

Current Liabilities

£48k

Debtors

£12k

0avg. employees

Tax at Year End(2021)

Corp tax£3k

Balance Sheet

Assets less current liabilities-£35k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.27+£4k
20240.79+£568
20231.30
20222.45
20211.67
20201.13-£7k
20191.32

Derived from filed accounts. Not audited figures.