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Richardson & Peat Limited

05688431

active
Private Limited Company
Companies House
Health Score
79 / 100

Some Concerns

25/30
Filing
20/30
Financial
34/40
Risk
  • No accounts filed in last 18 months (-5)
  • 3 outstanding charges (-6)

Details

9A HIGH STREET, MILTON KEYNES, MK17 8RF
Incorporated 26/01/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects

Officers

Mr Julian Sean Owen

director · Since 06/08/2025

DIRECTOR

BRITISH · UNITED KINGDOM · Age 59

Mr Martin Peat

director · Since 06/08/2025

COMPANY SECRETARY/DIRECTOR

BRITISH · UNITED KINGDOM · Age 66

Mrs Julia Margaret Peat

secretary · Since 15/10/2025

Persons with Significant Control

Mrs Julia Margaret Peat

25–50% shares
25–50% votes

British · England · Age 66

9a High Street, Woburn Sands, Milton Keynes, MK17 8RF

Notified 01/06/2016

Mr Julian Sean Owen

25–50% shares
25–50% votes

British · United Kingdom · Age 59

1 Moxhill Gardens, Bedford Road, Willington, MK44 3PR

Notified 05/09/2025

Former PSCs

Mr Steve Richardson

Ceased 04/09/2025

Charges3 outstanding

charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 03/07/2012Registered 11/07/2012
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 24/02/2009Registered 04/03/2009
charge
outstanding

CHIP (SIX) LIMITED

Created 05/03/2007Registered 17/03/2007

CompanyRankvs 6221+ SIC 41100 peers
66

Financial strength77th percentile among SIC peers · 19/25
Employees98th percentile among SIC peers · 15/15
LiquidityCurrent ratio 1.19× · 12/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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6221Richardson & Peat Limited
76
How is this score calculated?
Financial strength19/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity12/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2024

Net Worth

£74k

Balance sheet strength

Cash

—

Cash in the bank

Net Current Assets

£72k

Working capital

Current Assets

£452k

Current Liabilities

£380k

Fixed Assets

£18k

Debtors

£452k

9avg. employees-1

Balance Sheet

Bank loans & overdrafts£34k
Assets less current liabilities£90k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20241.19-£62k
20231.30+£63k
20221.13+£27k
20211.39+£12k
20201.16-£30k
20191.20—

Derived from filed accounts. Not audited figures.