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Lumie Limited

05695656

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

3 THE LINKS, CAMBRIDGE, CB23 8UD
Incorporated 02/02/2006

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 11/11/2025

Due 25/11/2026

On track

Industry

70100
Activities of head offices
82990
Other business support service activities

Officers

Mr Jonathan Michael Edward Cridland

secretary · Since 02/02/2006

BRITISH · UNITED KINGDOM · Age 69

Also on 17 other boards

Mr Jonathan Michael Edward Cridland

director · Since 02/02/2006

DIRECTOR

BRITISH · UNITED KINGDOM · Age 69

Also on 17 other boards

Mrs Beverley Jane Pealling

director · Since 01/11/2021

DIRECTOR

BRITISH · UNITED KINGDOM · Age 57

Also on 1 other board

Persons with Significant Control

Mr Jonathan Michael Edward Cridland

50–75% shares
50–75% votes

British · United Kingdom · Age 69

3, The Links, Cambridge, CB23 8UD

Notified 06/04/2016

Former PSCs

Mrs Caroline Lindsey Stephenson

Ceased 11/11/2025

Mr Simon Paul Stephenson

Ceased 11/11/2025

Charges2 outstanding

Charge
outstanding

CYNERGY BUSINESS FINANCE LIMITED

Created 09/11/2023Registered 13/11/2023
Charge
outstanding

ONE STOP BUSINESS FINANCE SPV LIMITED

Created 18/07/2023Registered 20/07/2023
Charge
satisfied

SME INVOICE FINANCE LIMITED

Created 25/08/2022Registered 05/09/2022Satisfied 20/11/2023
Charge
satisfied

METRO BANK PLC

Created 24/08/2022Registered 24/08/2022Satisfied 03/07/2023
Charge
satisfied

PARAGON BUSINESS FINANCE PLC

Created 16/09/2021Registered 20/09/2021Satisfied 07/09/2022
Charge
satisfied

ONE STOP BUSINESS FINANCE SPV LIMITED

Created 12/03/2019Registered 21/03/2019Satisfied 15/01/2021
Charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 16/10/2013Registered 17/10/2013Satisfied 02/03/2021
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 09/03/2007Registered 20/03/2007Satisfied 02/03/2021
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 07/03/2007Registered 15/03/2007Satisfied 02/03/2021
charge
satisfied

THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND

Created 31/03/2006Registered 12/04/2006Satisfied 25/11/2013

CompanyRankvs 7642+ SIC 70100 peers
44

Financial strength81th percentile among SIC peers · 20/25
Employees15th percentile among SIC peers · 2/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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7642Lumie Limited
54
How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees2/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.0M

Balance sheet strength

Cash

£31k

Cash in the bank

Net Current Assets

-£595k

Working capital

Current Assets

£49k

Current Liabilities

£644k

Debtors

£17k

0avg. employees-2

Balance Sheet

Assets less current liabilities£1.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20250.08+£52k
20240.05+£52k
20230.15+£108k
20220.14+£101k
20210.17-£56k
20200.06+£18k
20190.22—

Derived from filed accounts. Not audited figures.