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Choice Independent Financial Services Limited

05760308

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

CAMBRIDGE HOUSE, LINCOLN, LN1 1LS
Incorporated 28/03/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64205
Activities of financial services holding companies

Officers

Simon Allan Zigante

director · Since 28/03/2006

FINANCIAL ADVISOR

BRITISH · UNITED KINGDOM · Age 58

Mr Simon Allan Zigante

secretary · Since 20/09/2010

Mrs Claudia Maria Zigante

director · Since 07/03/2013

COMPANY DIRECTOR

SWEDISH · UNITED KINGDOM · Age 56

Persons with Significant Control

Simon Allan Zigante

50–75% shares

British · United Kingdom · Age 58

Cambridge House, 5 Cambridge Avenue, Lincoln, LN1 1LS

Notified 06/04/2016

Mrs Claudia Maria Zigante

25–50% shares

Swedish · United Kingdom · Age 56

Cambridge House 5 Cambridge Avenue, 5 Cambridge Avenue, Lincoln, LN1 1LS

Notified 06/04/2016

CompanyRankvs 79+ SIC 64205 peers
80

Financial strength70th percentile among SIC peers · 18/25
Employees79th percentile among SIC peers · 12/15
LiquidityCurrent ratio 3.9× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength18/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2026

Net Worth

£42k

Balance sheet strength

Cash

£52k

Cash in the bank

Net Current Assets

£40k

Working capital

Current Assets

£54k

Current Liabilities

£14k

Fixed Assets

£1k

Debtors

£3k

2avg. employees

Balance Sheet

Assets less current liabilities£42k
Prepared with Sage Accounts Production Advanced 2024 - FRS102_2024

EstimatesDerived

YearCurrent RatioImplied Profit
20263.90-£24k
20255.00-£15k
20245.81-£16k
20235.65+£11k
20225.18+£12k
20216.44-£19k
20205.47

Derived from filed accounts. Not audited figures.