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Spencerpoint Ltd

05772081

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

86 SPENCER STREET, BIRMINGHAM, B18 6DS
Incorporated 06/04/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mr David Robert Mahony

director · Since 07/04/2006

DIRECTOR

BRITISH · ENGLAND · Age 74

Also on 4 other boards

Persons with Significant Control

Mr David Robert Mahony

25–50% shares
25–50% votes

British · England · Age 74

Apartment 14, 2 Northampton Street, Birmingham, B18 6DX

Notified 06/04/2016

Charges3 outstanding

charge
outstanding

BRIAN CHARLES HARRABIN

Created 12/06/2007Registered 16/06/2007
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 12/06/2007Registered 15/06/2007
charge
outstanding

THE GOVERNOR AND COMPANY OF THE BANK OF IRELAND

Created 12/06/2007Registered 15/06/2007

CompanyRankvs 22860+ SIC 68100 peers
54

Financial strength80th percentile among SIC peers · 20/25
Employees81th percentile among SIC peers · 12/15
LiquidityCurrent ratio 0.01× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength20/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£58k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£58k

Working capital

Current Assets

£558

Current Liabilities

£59k

2avg. employees

Balance Sheet

Assets less current liabilities£58k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20250.01+£0
20250.01+£60
20240.01+£60
20230.01+£60
20220.01+£60
20210.01+£60
20200.01+£1k
20190.04+£55
20180.04

Derived from filed accounts. Not audited figures.