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Individual Specialist Cars Limited

05778160

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

43 - 59 WESTERN ROAD, BIRMINGHAM, B18 7QD
Incorporated 11/04/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles

Officers

Mr Amer Mirza

secretary · Since 11/04/2006

BRITISH · UNITED KINGDOM · Age 54

Also on 11 other boards

Mr Amer Mirza

director · Since 11/04/2006

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 11 other boards

Mr Zeshan Baig Mirza

director · Since 11/04/2006

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 5 other boards

Persons with Significant Control

Mr Amer Mirza

25–50% shares

British · United Kingdom · Age 54

Colman House, 121 Livery Street, Birmingham, B3 1RS

Notified 06/04/2016

Mr Zeshan Baig Mirza

25–50% shares

British · United Kingdom · Age 49

Colman House, 121 Livery Street, Birmingham, B3 1RS

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 02/09/2022Registered 05/09/2022
Charge
outstanding

BARCLAYS BANK PLC

Created 21/06/2013Registered 25/06/2013
Charge
satisfied

LLOYDS TSB BANK PLC

Created 08/05/2013Registered 14/05/2013Satisfied 11/12/2014
Charge
satisfied

LLOYDS TSB BANK PLC

Created 08/05/2013Registered 10/05/2013Satisfied 21/12/2018

CompanyRankvs 3566+ SIC 45112 peers
65

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Wilsons Automobiles And Coachworks Limited
90
2J.P. Arthur & Sons Limited
90
3Gumbrell'S Motors Limited
90
4Brunswick Garage Limited
90
5Leeson'S Garage Limited
90
6Platts Motor Company Limited
90
7D.G. Weaver Limited
90
8Ben Smith & Sons(Wantage)Limited
90
9Holders Of Congresbury Limited
90
10Westridge Garage (Ryde) Limited
90
3566Individual Specialist Cars Limited
71
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£590k

Balance sheet strength

Cash

£150k

Cash in the bank

Net Current Assets

-£31k

Working capital

Current Assets

£1.5M

Current Liabilities

£1.6M

Fixed Assets

£621k

Debtors

£1.0M

49avg. employees

Balance Sheet

Assets less current liabilities£590k
Signed by Mr Amer Mirza 7th July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.98-£29k
20240.94+£57k
20230.89-£76k
20221.21+£4k
20211.55-£56k
20201.12-£70k
20191.11—

Derived from filed accounts. Not audited figures.