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Individual Specialist Cars Limited

05778160

active
Private Limited Company
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

43 - 59 WESTERN ROAD, BIRMINGHAM, B18 7QD
Incorporated 11/04/2006

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/03/2026

Due 09/04/2027

On track

Industry

45112
Sale of used cars and light motor vehicles
45200
Maintenance and repair of motor vehicles

Officers

Mr Amer Mirza

secretary · Since 11/04/2006

BRITISH · UNITED KINGDOM · Age 54

Also on 11 other boards

Mr Amer Mirza

director · Since 11/04/2006

COMPANY DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 11 other boards

Mr Zeshan Baig Mirza

director · Since 11/04/2006

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 5 other boards

Persons with Significant Control

Mr Amer Mirza

25–50% shares

British · United Kingdom · Age 54

Colman House, 121 Livery Street, Birmingham, B3 1RS

Notified 06/04/2016

Mr Zeshan Baig Mirza

25–50% shares

British · United Kingdom · Age 49

Colman House, 121 Livery Street, Birmingham, B3 1RS

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 02/09/2022Registered 05/09/2022
Charge
outstanding

BARCLAYS BANK PLC

Created 21/06/2013Registered 25/06/2013

CompanyRankvs 3515+ SIC 45112 peers
65

Financial strength95th percentile among SIC peers · 24/25
Employees100th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.98× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Wilsons Automobiles And Coachworks Limited
90
2J.P. Arthur & Sons Limited
90
3Gumbrell'S Motors Limited
90
4Brunswick Garage Limited
90
5Leeson'S Garage Limited
90
6Platts Motor Company Limited
90
7D.G. Weaver Limited
90
8Ben Smith & Sons(Wantage)Limited
90
9Holders Of Congresbury Limited
90
10Allports Garages Limited
90
3515Individual Specialist Cars Limited
71
How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£590k

Balance sheet strength

Cash

£150k

Cash in the bank

Net Current Assets

-£31k

Working capital

Current Assets

£1.5M

Current Liabilities

£1.6M

Fixed Assets

£621k

Debtors

£1.0M

49avg. employees

Balance Sheet

Assets less current liabilities£590k
Signed by Mr Amer Mirza 7th July 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.98-£29k
20240.94+£57k
20230.89—

Derived from filed accounts. Not audited figures.