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Underbank Ltd

05800306

active
Private Limited Company
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

SUITE 2A, 7TH FLOOR, CITY REACH, LONDON, E14 9NN
Incorporated 28/04/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41100
Development of building projects
68100
Buying and selling of own real estate
68209
Other letting and operating of own or leased real estate
98000
Undifferentiated goods-and services-producing activities of private households for own use

Officers

Mr Shing Tung Chau

director · Since 30/05/2012

NONE

BRITISH · ENGLAND · Age 76

Also on 1 other board

Mrs Li Li

director · Since 01/03/2023

DIRECTOR

CHINESE · ENGLAND · Age 63

Also on 1 other board

Persons with Significant Control

Mrs Li Li

75–100% shares
75–100% votes

Chinese · England · Age 63

Suite 2a, 7th Floor,, City Reach, London, E14 9NN

Notified 01/03/2023

Former PSCs

Mr Shing Tung Chau

Ceased 20/09/2025

Charges2 outstanding

charge
outstanding

HSBC BANK PLC

Created 29/01/2007Registered 30/01/2007
charge
outstanding

HSBC BANK PLC

Created 11/01/2007Registered 19/01/2007

CompanyRankvs 3079+ SIC 41100 peers
71

Financial strength85th percentile among SIC peers · 21/25
Employees68th percentile among SIC peers · 10/15
LiquidityCurrent ratio 2.01× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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3079Underbank Ltd
81
How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 29/04/2025

Net Worth

£225k

Balance sheet strength

Cash

£11k

Cash in the bank

Net Current Assets

£225k

Working capital

Current Assets

£449k

Current Liabilities

£223k

Debtors

£438k

2avg. employees

Tax at Year End(2024)

Corp tax£91k

Director Loans

Company owes directors£222k

Balance Sheet

Assets less current liabilities£225k
Signed by Mr Shing Tung Chau 19 January 2026Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.01-£66k
20242.73-£67k
20232.11—

Derived from filed accounts. Not audited figures.