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M & J Richards Holdings Limited

05803394

active
Private Limited Company
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
10/30
Financial
40/40
Risk
  • Current liabilities exceed current assets (-10)

Details

COPPICE HOUSE, TELFORD, TF7 4NA
Incorporated 03/05/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

64205
Activities of financial services holding companies

Officers

Mrs Joanne Sarah Richards

secretary · Since 01/06/2006

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 13 other boards

Mrs Joanne Sarah Richards

director · Since 01/06/2006

DIRECTOR

BRITISH · ENGLAND · Age 56

Also on 13 other boards

Mr Michael Thomas Richards

director · Since 01/06/2006

DIRECTOR

BRITISH · UNITED KINGDOM · Age 61

Also on 3 other boards

Persons with Significant Control

Mrs Joanne Sarah Richards

25–50% votes

British · England · Age 56

Coppice House, Halesfield 7, Telford, TF7 4NA

Notified 06/04/2016

Mr Michael Thomas Richards

25–50% votes

British · England · Age 61

Coppice House, Halesfield 7, Telford, TF7 4NA

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

HSBC BANK PLC

Created 03/08/2016Registered 03/08/2016Satisfied 28/02/2020

CompanyRankvs 1041+ SIC 64205 peers
62

Financial strength86th percentile among SIC peers · 22/25
Employees29th percentile among SIC peers · 4/15
LiquidityCurrent ratio 0.74× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees4/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

£681k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£21k

Working capital

Current Assets

£59k

Current Liabilities

£80k

Fixed Assets

£890k

Debtors

£56k

-2avg. employees

Tax at Year End(2021)

Dividends paid£293k

Balance Sheet

Intangible assets£453k
Prepared with v2025.43.1 limited_company_frs_102_section_1a_v1_1_2 companies_house

EstimatesDerived

YearCurrent RatioImplied Profit
20240.74+£30k
20230.64+£97k
20220.39+£127k
20210.35+£120k
20207.40-£151k
20196.68-£795k
20182.52
20158.33

Derived from filed accounts. Not audited figures.