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Cross Street Garage (Swindon) Limited

05863685

active
Private Limited Company
Companies House
Health Score
74 / 100

Some Concerns

30/30
Filing
10/30
Financial
34/40
Risk
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

SWATTON BARN, BADBURY, WILTSHIRE, SN4 0EU
Incorporated 30/06/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

45200
Maintenance and repair of motor vehicles

Officers

Rajinder Nijjar

secretary · Since 30/06/2006

BRITISH

Mr Satvinder Singh Nijjar

director · Since 30/06/2006

GARAGE PROPRIETOR

BRITISH · ENGLAND · Age 57

Also on 5 other boards

Miss Sonia Nijjar

secretary · Since 31/03/2022

Persons with Significant Control

Mr Satvinder Singh Nijjar

75–100% shares
75–100% votes

British · England · Age 57

Swatton Barn, Badbury, Wiltshire, SN4 0EU

Notified 06/04/2016

Charges3 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 02/08/2024Registered 08/08/2024
charge
outstanding

HSBC BANK PLC

Created 19/10/2006Registered 20/10/2006
charge
outstanding

E W BEARD (HOLDINGS) LIMITED

Created 19/09/2006Registered 21/09/2006

CompanyRankvs 6962+ SIC 45200 peers
65

Financial strength95th percentile among SIC peers · 24/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.96× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£489k

Balance sheet strength

Cash

£25k

Cash in the bank

Net Current Assets

-£36k

Working capital

Current Assets

£919k

Current Liabilities

£955k

Fixed Assets

£1.2M

Debtors

£561k

47avg. employees+7

Balance Sheet

Intangible assets£177k
Bank loans & overdrafts£659k
Assets less current liabilities£1.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.96-£31k
20240.93+£116k
20231.65+£79k
20221.49+£73k
20211.50

Derived from filed accounts. Not audited figures.