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Lucy Cobb Limited

05922389

active
Private Limited Company
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

33 HIGH STREET, OLDHAM, OL3 6HS
Incorporated 01/09/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

47710
Retail sale of clothing in specialised stores

Officers

Mr David Phillip Cobb

secretary · Since 20/09/2006

BRITISH · UNITED KINGDOM · Age 73

Also on 1 other board

Mrs Lucy Cobb

director · Since 20/09/2006

RETAILER

BRITISH · ENGLAND · Age 61

Persons with Significant Control

Mrs Lucy Cobb

75–100% shares

British · England · Age 61

33 High Street, Oldham, OL3 6HS

Notified 01/01/2017

Charges2 outstanding

Charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 04/09/2015Registered 08/09/2015
charge
outstanding

NATIONAL WESTMINSTER BANK PLC

Created 30/10/2006Registered 03/11/2006

CompanyRankvs 1221+ SIC 47710 peers
72

Financial strength93th percentile among SIC peers · 23/25
Employees86th percentile among SIC peers · 13/15
LiquidityCurrent ratio 1.67× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees13/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£147k

Balance sheet strength

Cash

£29k

Cash in the bank

Net Current Assets

£62k

Working capital

Current Assets

£155k

Current Liabilities

£93k

Fixed Assets

£123k

Debtors

£33k

4avg. employees

Balance Sheet

Assets less current liabilities£185k
Signed by 
 
 Approved by the board on 24 April 2025

EstimatesDerived

YearCurrent RatioImplied Profit
20251.67+£274
20241.54+£3k
20231.48-£24k
20222.70+£15k
20212.48—

Derived from filed accounts. Not audited figures.