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Smile For Life Limited

05924472

active
ltd
england wales
Companies House
Health Score
76 / 100

Some Concerns

30/30
Filing
10/30
Financial
36/40
Risk
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

51 - 52, Calthorpe Road Edgbaston, Birmingham, B15 1TH
Incorporated 05/09/2006

Compliance

Last accounts

31/08/2025

micro entity

Next accounts due

31/05/2027

On track

Confirmation statement

Last: 10/09/2025

Due 24/09/2026

On track

Industry

86230
Dental practice activities

Officers

Mr Philip Bernard Davies

director · Since 05/09/2006

DENTIST

BRITISH · ENGLAND · Age 66

Also on 1 other board

Mr Michael Philip Davies

director · Since 24/02/2026

BRITISH · ENGLAND · Age 37

Also on 2 other boards

Philip Bernard Davies

director · Since 05/09/2006

British · England · Age 66

Michael Philip Davies

director · Since 24/02/2026

British · England · Age 37

Former

Sarah Moyle

secretary · Resigned 24/02/2023

Persons with Significant Control

Mr Philip Bernard Davies

25–50% shares
25–50% votes
Appoint directors

British · England · Age 66

27, Trescobeas Road, Falmouth, TR11 2JD

Notified 04/09/2016

Mrs Sabine Margaret Wick

25–50% shares
25–50% votes

Swiss · England · Age 62

Midway House, Staverton Technology Park,, Herrick Way, Cheltenham, GL51 6TQ

Notified 01/01/2024

Charges2 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 02/04/2026Registered 15/04/2026
Charge
outstanding

LLOYDS BANK PLC

Created 02/04/2026Registered 14/04/2026

Change History

officer appointedDAVIES, Michael Philip
2026-06-12
officer appointedDAVIES, Philip Bernard
2026-06-12
statusactive
2026-06-12

Active

typeltd
2026-06-12

Private Limited Company

post townBirmingham
2026-06-12

BIRMINGHAM

CompanyRankvs 435+ SIC 86230 peers
75

Financial strength91th percentile among SIC peers · 23/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 7.88× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength23/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/08/2025

Net Worth

£607k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£562k

Working capital

Current Assets

£644k

Current Liabilities

£82k

Fixed Assets

£45k

7avg. employees-1

Balance Sheet

Assets less current liabilities£607k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20257.88+£38k
20247.97+£15k
20236.98+£88k
20227.26+£31k
20216.01

Derived from filed accounts. Not audited figures.