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Ernest Heal & Sons Construction Limited

05967777

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 7 outstanding charges (-10)

Details

5 SOUTH ROAD, BROADWELL, GLOS, GL16 7BH
Incorporated 16/10/2006

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

41202
Construction of domestic buildings

Officers

Mr Paul John Heal

secretary · Since 16/10/2006

BRITISH · UNITED KINGDOM · Age 56

Also on 5 other boards

Mr Paul John Heal

director · Since 16/10/2006

BUILDER

BRITISH · UNITED KINGDOM · Age 56

Also on 5 other boards

Mrs Emma Heal

director · Since 25/04/2013

CLERICAL

BRITISH · ENGLAND · Age 51

Persons with Significant Control

Mr Paul John Heal

Significant control

British · England · Age 56

5 South Road, Broadwell, Glos, GL16 7BH

Notified 06/04/2016

Mrs Emma Heal

Significant control

British · England · Age 51

5 South Road, Broadwell, Glos, GL16 7BH

Notified 06/04/2016

Charges7 outstanding

Charge
outstanding

JENNIFER CENWEN DAVIES · WILLIAM KEITH JONES

Created 14/03/2025Registered 20/03/2025
Charge
satisfied

LLOYDS BANK PLC

Created 13/11/2018Registered 14/11/2018Satisfied 19/08/2019
Charge
satisfied

LLOYDS BANK PLC

Created 14/12/2017Registered 03/01/2018Satisfied 25/01/2022
Charge
outstanding

LLOYDS BANK PLC

Created 17/11/2017Registered 18/11/2017
Charge
outstanding

LLOYDS BANK PLC

Created 16/11/2017Registered 17/11/2017
Charge
outstanding

LLOYDS BANK PLC

Created 19/08/2016Registered 31/08/2016
Charge
outstanding

LLOYDS BANK PLC

Created 23/09/2014Registered 30/09/2014
Charge
outstanding

LLOYDS BANK PLC

Created 20/06/2014Registered 24/06/2014
charge
outstanding

HSBC BANK PLC

Created 10/03/2008Registered 22/03/2008
charge
satisfied

HSBC BANK PLC

Created 02/10/2007Registered 03/10/2007Satisfied 04/08/2016

CompanyRankvs 190+ SIC 41202 peers
80

Financial strength99th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 8.1× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

£2.2M

Balance sheet strength

Cash

£336k

Cash in the bank

Net Current Assets

£1.9M

Working capital

Current Assets

£2.2M

Current Liabilities

£273k

Fixed Assets

£295k

Debtors

£1.3M

15avg. employees-1

Tax at Year End

Corp tax£75k

Balance Sheet

Assets less current liabilities£2.2M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20258.10+£95k
20247.07+£204k
20236.19+£159k
20225.82+£50k
20214.61+£403k
20203.63+£97k
20193.17+£114k
20183.53

Derived from filed accounts. Not audited figures.