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A.F. Clough Limited

06163860

active
Private Limited Company
Companies House
Health Score
72 / 100

Some Concerns

30/30
Filing
10/30
Financial
32/40
Risk
  • Current liabilities exceed current assets (-10)
  • 4 outstanding charges (-8)

Details

10-12 MULBERRY GREEN, OLD HARLOW, CM17 0ET
Incorporated 15/03/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86230
Dental practice activities

Officers

Mr Anthony Francis Clough

secretary · Since 15/03/2007

BRITISH · UNITED KINGDOM · Age 71

Also on 10 other boards

Mr Anthony Francis Clough

director · Since 15/03/2007

DENTAL SURGEON

BRITISH · UNITED KINGDOM · Age 71

Also on 10 other boards

Tom Clough

director · Since 15/03/2007

DENTAL STUDENT

BRITISH · UNITED KINGDOM · Age 43

Also on 1 other board

Persons with Significant Control

Mr Anthony Francis Clough

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 71

C/O Sharrow Surgery, 101a Moulsham Street, Chelmsford, CM2 0JG

Notified 06/04/2016

Charges4 outstanding

Charge
outstanding

LLOYDS BANK PLC

Created 09/01/2019Registered 09/01/2019
Charge
outstanding

LLOYDS BANK PLC

Created 22/07/2016Registered 30/07/2016
Charge
outstanding

LLOYDS BANK PLC

Created 18/07/2016Registered 20/07/2016
Charge
outstanding

LLOYDS BANK PLC

Created 18/07/2016Registered 20/07/2016
charge
satisfied

BARCLAYS BANK PLC

Created 26/12/2012Registered 05/01/2013Satisfied 18/12/2018

CompanyRankvs 18+ SIC 86230 peers
80

Financial strength100th percentile among SIC peers · 25/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 6.75× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£5.6M

Balance sheet strength

Cash

£1.1M

Cash in the bank

Net Current Assets

£4.5M

Working capital

Current Assets

£5.3M

Current Liabilities

£791k

Fixed Assets

£1.5M

Debtors

£4.1M

27avg. employees+2

Balance Sheet

Intangible assets£0
Assets less current liabilities£6.1M
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20256.75+£1.1M
20247.10+£824k
20238.13+£714k
20226.49+£475k
20216.25+£482k
20204.86+£226k
20193.35+£83k
20184.41+£423k
20160.69

Derived from filed accounts. Not audited figures.