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Fin Capital Limited

06247959

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

THE OLD HALL, CAMBRIDGE, CB21 4PW
Incorporated 15/05/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68100
Buying and selling of own real estate

Officers

Mrs Henrietta Mary Findlay

director · Since 15/05/2007

GARDENER

BRITISH · ENGLAND · Age 57

Also on 1 other board

Mrs Henrietta Findlay

secretary · Since 06/01/2014

Persons with Significant Control

Mr Michael Alan Findlay

25–50% shares
25–50% votes

British · England · Age 58

The Old Hall, Bartlow, Cambridge, CB21 4PW

Notified 06/04/2016

Mrs Henrietta Mary Findlay

25–50% shares
25–50% votes

British · England · Age 57

The Old Hall, Bartlow, Cambridge, CB21 4PW

Notified 06/04/2016

Charges0 outstanding

Charge
satisfied

LLOYDS TSB BANK PLC

Created 29/04/2013Registered 09/05/2013Satisfied 09/09/2014
charge
satisfied

LLOYDS TSB BANK PLC

Created 04/08/2009Registered 08/08/2009Satisfied 18/07/2024

CompanyRankvs 40133+ SIC 68100 peers
56

Financial strength95th percentile among SIC peers · 24/25
Employees0th percentile among SIC peers · 0/15
LiquidityCurrent ratio 0.02× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees0/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£724k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

-£410k

Working capital

Current Assets

£8k

Current Liabilities

£425k

Fixed Assets

£1.1M

Balance Sheet

Assets less current liabilities£730k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20250.02+£38k
20240.01+£45k
20230.03+£27k
20220.20+£31k
20210.01+£41k
20200.04+£57k
20190.04

Derived from filed accounts. Not audited figures.