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Dr J A Richards Limited

06304146

active
Private Limited Company
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

5 SANDES AVENUE, KENDAL, LA9 4LL
Incorporated 05/07/2007

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

86230
Dental practice activities

Officers

Dr Usman Muhammad Zafar

director · Since 02/12/2024

DENTIST

BRITISH · UNITED KINGDOM · Age 46

Also on 3 other boards

Persons with Significant Control

Uz Healthcare Services Limited

75–100% shares
75–100% votes
Appoint directors

21, High View Close, Leicester, LE4 9LJ

Reg: 15986463 · Companies House · Private Limited Company

Notified 02/12/2024

Former PSCs

Mr Arfan Iqbal

Ceased 02/12/2024

Charges2 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 02/12/2024Registered 13/12/2024
Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED (10825314)

Created 02/12/2024Registered 06/12/2024
charge
satisfied

LLOYDS TSB BANK PLC

Created 14/09/2009Registered 17/09/2009Satisfied 22/09/2021
charge
satisfied

LLOYDS TSB BANK PLC

Created 14/09/2009Registered 16/09/2009Satisfied 22/09/2021

CompanyRankvs 162+ SIC 86230 peers
78

Financial strength95th percentile among SIC peers · 24/25
Employees95th percentile among SIC peers · 14/15
LiquidityCurrent ratio 5.95× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/11/2024

Net Worth

£969k

Balance sheet strength

Cash

£96k

Cash in the bank

Net Current Assets

£978k

Working capital

Current Assets

£1.2M

Current Liabilities

£198k

Fixed Assets

£13k

Debtors

£1.1M

15avg. employees

Balance Sheet

Assets less current liabilities£978k
Prepared with VT Final Accounts

EstimatesDerived

YearCurrent RatioImplied Profit
20245.95+£115k
20234.70+£289k
20222.87+£129k
20212.35+£138k
20204.30+£25k
20194.41+£28k
20184.25

Derived from filed accounts. Not audited figures.