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The Loaf Ltd

06578046

active
Private Limited Company
Companies House
Health Score
68 / 100

Some Concerns

30/30
Filing
0/30
Financial
38/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

HOLMFIELD OVER CROFT LANE, MATLOCK, DE4 5PA
Incorporated 28/04/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

10710
Manufacture of bread; manufacture of fresh pastry goods and cakes
46380
Wholesale of other food, including fish, crustaceans and molluscs
47240
Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores
47290
Other retail sale of food in specialised stores

Officers

Mr Daniel Francis Bell

director · Since 10/04/2019

NONE

BRITISH · ENGLAND · Age 35

Mr Jeffrey Bell

director · Since 10/04/2019

NONE

BRITISH · ENGLAND · Age 71

Mr Timothy Melbourne

director · Since 10/04/2019

NONE

BRITISH · ENGLAND · Age 40

Persons with Significant Control

Mr Timothy Melbourne

25–50% shares

British · England · Age 40

Holmfield, Over Croft Lane, Matlock, DE4 5PA

Notified 10/04/2019

Mr Daniel Francis Bell

25–50% shares

British · England · Age 35

Holmfield, Over Croft Lane, Matlock, DE4 5PA

Notified 10/04/2019

Mr Jeffrey Bell

25–50% shares

British · England · Age 71

Holmfield, Over Croft Lane, Matlock, DE4 5PA

Notified 10/04/2019

Former PSCs

Mr Andrew James Auld

Ceased 10/04/2019

Mr Roger William Bode

Ceased 10/04/2019

Charges1 outstanding

Charge
outstanding

THE CO-OPERATIVE BANK P.L.C.

Created 14/05/2021Registered 14/05/2021

CompanyRankvs 1515+ SIC 10710 peers
37

Financial strength5th percentile among SIC peers · 1/25
Employees90th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.15× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
Show leaderboard
1Mademoiselle Desserts Taunton Limited
90
2Cavan Bakery Limited(The)
90
3J.Wild(Confectioners)Limited
90
4Fosters Bakery (Staincross) Limited
90
5Thomas Of York Limited
90
6J.Hall & Son(Bakers)Limited
90
7Potts (Bakers) Limited
90
8G.H. Sheldon Wholesale Bakers Limited
90
9The Village Bakery (Coedpoeth) Limited
90
10The Handmade Cake Company Limited
90
1515The Loaf Ltd
47
How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

-£49k

Balance sheet strength

Cash

£4k

Cash in the bank

Net Current Assets

-£83k

Working capital

Current Assets

£14k

Current Liabilities

£97k

Fixed Assets

£56k

Debtors

£9k

24avg. employees+7

Balance Sheet

Intangible assets£20k
Assets less current liabilities-£27k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.15+£4k
20240.19+£3k
20230.25-£16k
20220.61-£46k
20211.54+£4k
20200.67+£9k
20190.45—

Derived from filed accounts. Not audited figures.