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S & T Insurance Services Limited

06599875

active
Private Limited Company
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

163 SHIPWRIGHTS DRIVE 163 SHIPWRIGHTS DRIVE, BENFLEET, SS7 1RG
Incorporated 21/05/2008

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

66210
Risk and damage evaluation

Officers

Susan Ann Key

secretary · Since 21/05/2008

BRITISH · Age 70

Also on 2 other boards

Mr Terence James Key

director · Since 21/05/2008

DIRECTOR

BRITISH · UNITED KINGDOM · Age 79

Also on 2 other boards

Persons with Significant Control

Mr Terence James Key

25–50% shares
25–50% votes

British · United Kingdom · Age 79

163 Shipwrights Drive, 163 Shipwrights Drive, Benfleet, SS7 1RG

Notified 06/04/2016

Mrs Susan Key

25–50% shares
25–50% votes

British · England · Age 47

163 Shipwrights Drive, 163 Shipwrights Drive, Benfleet, SS7 1RG

Notified 06/04/2016

CompanyRankvs 176+ SIC 66210 peers
69

Financial strength53th percentile among SIC peers · 13/25
Employees69th percentile among SIC peers · 10/15
LiquidityCurrent ratio 1.78× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength13/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees10/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2025

Net Worth

£2k

Balance sheet strength

Cash

£1k

Cash in the bank

Net Current Assets

£11k

Working capital

Current Assets

£26k

Current Liabilities

£14k

Fixed Assets

£2k

Debtors

£24k

2avg. employees

Balance Sheet

Assets less current liabilities£14k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20251.78+£0
20251.78-£1k
20249.69-£189
20236.78
2022Infinity
2021Infinity

Derived from filed accounts. Not audited figures.