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Delphic Financial Planning Limited

06613871

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

17 HERITAGE PARK, CANNOCK, WS11 7LT
Incorporated 06/06/2008

Compliance

Last accounts

31/12/2024

total exemption full

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 25/11/2025

Due 09/12/2026

On track

Industry

66290
Other activities auxiliary to insurance and pension funding

Officers

Paul Anthony Donoghue

secretary · Since 22/07/2013

BRITISH

Mr Paul Anthony Donoghue

director · Since 22/07/2013

NONE

BRITISH · ENGLAND · Age 54

Persons with Significant Control

Mr Paul Anthony Donoghue

75–100% shares

British · England · Age 54

C/O Tc Group, The Granary, Hones Yard, Farnham, GU9 8BB

Notified 06/04/2016

Charges2 outstanding

Charge
outstanding

BCRS CIEF II LIMITED

Created 04/09/2025Registered 09/09/2025
Charge
outstanding

ART SHARE (SOCIAL HELP ASSOCIATION FOR REINVESTING IN ENTERPRISE) LIMITED

Created 02/09/2025Registered 03/09/2025

CompanyRankvs 1497+ SIC 66290 peers
41

Financial strength2th percentile among SIC peers · 1/25
Employees96th percentile among SIC peers · 14/15
LiquidityCurrent ratio 0.76× · 6/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity6/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2024

Net Worth

-£194k

Balance sheet strength

Cash

£9k

Cash in the bank

Profit Before Tax

£18k

Bottom line earnings

Net Current Assets

-£82k

Working capital

Current Assets

£268k

Current Liabilities

£350k

Fixed Assets

£198k

Debtors

£258k

Cost of Sales

£949k

Admin Expenses

£794k

Profit After Tax

£18k

12avg. employees-13

Balance Sheet

Intangible assets£157k
Assets less current liabilities£116k
Prepared with CCH Software

EstimatesDerived

YearCurrent RatioImplied Profit
20240.76+£18k
20230.61-£69k
20220.76+£52k
20210.63+£26k
20200.38-£90k
20190.43-£14k
20180.21

Derived from filed accounts. Not audited figures.