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Smith & Western (Tunbridge Wells) Ltd

06731236

active
ltd
england wales
Companies House
Health Score
64 / 100

Some Concerns

30/30
Filing
0/30
Financial
34/40
Risk
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 3 outstanding charges (-6)

Details

First Floor 8b, Lonsdale Gardens, Tunbridge Wells, TN1 1NU
Incorporated 23/10/2008

Compliance

Last accounts

30/06/2025

small

Next accounts due

31/03/2027

On track

Confirmation statement

Last: 23/10/2025

Due 06/11/2026

On track

Industry

56101
Licensed restaurants

Officers

Ms Shellie Ann Cox

director · Since 23/10/2008

RESTAURATERU

BRITISH · ENGLAND · Age 55

Also on 3 other boards

Mr Troy Cox

director · Since 23/10/2008

RESTAURATEUR

BRITISH · ENGLAND · Age 61

Also on 3 other boards

Shellie Ann Cox

director · Since 23/10/2008

British · England · Age 55

Troy Cox

director · Since 23/10/2008

British · England · Age 61

Former

Jamie Cox

director · Resigned 29/01/2022

Persons with Significant Control

Smith & Western Restaurants Ltd

75–100% shares
75–100% votes

37, North Parade, Horsham, RH12 2QR

Notified 06/04/2016

Executors Of Jamie Thomas Cox

Significant control

British · United Kingdom · Age 60

First Floor 8b, Lonsdale Gardens, Tunbridge Wells, TN1 1NU

Notified 06/04/2016

Ms Shellie Ann Cox

Significant control

British · United Kingdom · Age 55

First Floor 8b, Lonsdale Gardens, Tunbridge Wells, TN1 1NU

Notified 06/04/2016

Mr Troy Thomas Cox

Significant control

British · United Kingdom · Age 61

First Floor 8b, Lonsdale Gardens, Tunbridge Wells, TN1 1NU

Notified 06/04/2016

Charges3 outstanding

A registered charge
satisfied

THE CO-OPERATIVE BANK PLC (00990937)

Created 29/06/2021Registered 25/08/2026Satisfied 25/08/2026
A registered charge
outstanding

LLOYDS BANK PLC

Created 19/08/2026Registered 19/08/2026
A registered charge
outstanding

LLOYDS BANK PLC

Created 19/08/2026Registered 19/08/2026
Charge
outstanding

THE CO-OPERATIVE BANK PLC (00990937)

Created 29/06/2021Registered 05/07/2021
charge
satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 27/04/2009Registered 06/05/2009Satisfied 02/07/2021

Change History

status → active
2026-06-28

Active

type → ltd
2026-06-28

Private Limited Company

address line1 → First Floor 8b
2026-06-28

FIRST FLOOR 8B

post town → Tunbridge Wells
2026-06-28

TUNBRIDGE WELLS

CompanyRankvs 13547+ SIC 56101 peers
38

Financial strength3th percentile among SIC peers · 1/25
Employees99th percentile among SIC peers · 15/15
LiquidityCurrent ratio 0.48× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength1/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees15/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/06/2025

Net Worth

-£311k

Balance sheet strength

Cash

£36k

Cash in the bank

Net Current Assets

-£395k

Working capital

Current Assets

£365k

Current Liabilities

£760k

Fixed Assets

£89k

Debtors

£310k

79avg. employees

Balance Sheet

Assets less current liabilities-£306k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.48+£0
20250.48+£44k
20240.37+£7k
20230.31—

Derived from filed accounts. Not audited figures.