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Inspira Trading Limited

06805167

active
Private Limited Company
Companies House
Health Score
88 / 100

Healthy

30/30
Filing
20/30
Financial
38/40
Risk
  • Current liabilities exceed current assets (-10)
  • 1 outstanding charge (-2)

Details

UNIT 5, ARLESEY, SG15 6SG
Incorporated 29/01/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

46499
46499

Officers

Samantha Louise Harvey

secretary · Since 29/01/2009

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Samantha Louise Harvey

director · Since 29/01/2009

DIRECTOR

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Gary Rosen

director · Since 29/01/2009

TRADER

BRITISH · UNITED KINGDOM · Age 65

Also on 5 other boards

Persons with Significant Control

Gary Rosen

75–100% shares
75–100% votes
Appoint directors

British · United Kingdom · Age 65

180, Cleveland Way, Stevenage, SG1 6BY

Notified 06/04/2016

Charges1 outstanding

charge
outstanding

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Created 05/01/2010Registered 12/01/2010

CompanyRankvs 121+ SIC 46499 peers
78

Financial strength97th percentile among SIC peers · 24/25
Employees92th percentile among SIC peers · 14/15
LiquidityCurrent ratio 6.52× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/12/2025

Turnover

£13.9M

Annual revenue

Net Worth

£4.2M

Balance sheet strength

Cash

£228k

Cash in the bank

Profit Before Tax

£683k

Bottom line earnings

Net Current Assets

£4.6M

Working capital

Current Assets

£5.5M

Current Liabilities

£837k

Fixed Assets

£13k

Debtors

£1.7M

Cost of Sales

£12.3M

Gross Profit

£1.6M

Admin Expenses

£808k

Operating Profit

£756k

Profit After Tax

£512k

10avg. employees

Tax at Year End

Dividends paid£22k

Balance Sheet

Assets less current liabilities£4.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20256.52+£0
20256.52+£490k
20245.30+£548k
20235.53+£506k
20223.81+£446k
20213.11+£549k
20203.52+£533k
20192.64+£295k
20183.09

Derived from filed accounts. Not audited figures.