Elderfern Ltd

06816443

active

Private Limited Company

Companies House

Health Score

80 / 100

Healthy

30/30

Filing

20/30

Financial

30/40

Risk

13 outstanding charges (-10)

Details

CHERRY TREES, RICKMANSWORTH, WD3 4DT

Incorporated 11/02/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

68209

Other letting and operating of own or leased real estate

Officers

Mr Sanjay Rayarel

director · Since 11/02/2009

MANAGING DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 3 other boards

Persons with Significant Control

Rayarel Group Ltd

75–100% shares

75–100% votes

Appoint directors

63, Valley Road, Rickmansworth, WD3 4DT

Reg: 16264047 · Companies House · Private Company Limited By Shares

Notified 08/05/2025

Former PSCs

Mr Sanjay Rayarel

Ceased 08/05/2025

Charges13 outstanding

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/05/2026Registered 11/05/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/05/2026Registered 11/05/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 11/05/2026Registered 11/05/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 28/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 28/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 28/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 28/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 26/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 26/01/2026

Charge

outstanding

NATIONAL WESTMINSTER BANK PLC

Created 22/01/2026Registered 26/01/2026

Charge

satisfied

LLOYDS BANK PLC

Created 27/03/2025Registered 28/03/2025Satisfied 22/01/2026

Charge

outstanding

LLOYDS BANK PLC

Created 17/01/2025Registered 17/01/2025

Charge

outstanding

LLOYDS BANK PLC

Created 13/12/2023Registered 13/12/2023

Charge

satisfied

LLOYDS BANK PLC

Created 13/12/2023Registered 13/12/2023Satisfied 22/01/2026

Charge

satisfied

LLOYDS BANK PLC

Created 05/10/2021Registered 07/10/2021Satisfied 22/01/2026

Charge

satisfied

LLOYDS BANK PLC

Created 19/07/2019Registered 22/07/2019Satisfied 22/01/2026

Charge

outstanding

LLOYDS BANK PLC

Created 19/07/2019Registered 22/07/2019

Charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 28/08/2018Registered 30/08/2018Satisfied 22/08/2023

Charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 17/05/2016Registered 27/05/2016Satisfied 22/08/2023

Charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 20/01/2015Registered 27/01/2015Satisfied 22/08/2023

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 17/08/2011Registered 18/08/2011Satisfied 22/08/2023

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 19/08/2009Registered 22/08/2009Satisfied 22/08/2023

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 08/05/2009Registered 15/05/2009Satisfied 22/08/2023

charge

satisfied

THE ROYAL BANK OF SCOTLAND PLC

Created 01/05/2009Registered 06/05/2009Satisfied 22/08/2023

CompanyRankvs 45773+ SIC 68209 peers
55

Financial strength96th percentile among SIC peers · 24/25

Employees57th percentile among SIC peers · 9/15

LiquidityCurrent ratio 0.24× · 2/20

Longevity15 years trading (max 15) · 15/15

Filing complianceAll filings up to date · 15/15

Outstanding charges -10

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90

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6S.E.Redfern Limited

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7Chisholm & Company (Holdings) Limited

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9British And Foreign Wharf Company Limited(The)

90

10Webb & Son (Combs)Limited

90

45773Elderfern Ltd

65

How is this score calculated?

Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 28/02/2025

Net Worth

£1.9M

Balance sheet strength

Cash

£177k

Cash in the bank

Net Current Assets

-£2.6M

Working capital

Current Assets

£835k

Current Liabilities

£3.4M

Fixed Assets

£13.2M

Debtors

£658k

1avg. employees

Tax at Year End

Corp tax£80k

Director Loans

Company owes directors£7.4M

Balance Sheet

Assets less current liabilities£10.7M

Signed by Dr Sanjay Rayarel 07/11/2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

Year	Current Ratio	Implied Profit	Est. Revenue
2025	0.24	+£519k	—
2024	0.20	+£33k	£130k
2023	4.70	+£170k	£130k
2022	9.14	+£94k	£297k
2021	10.31	+£203k	£164k
2020	4.64	+£151k	£171k
2019	31.08	—	—

Derived from filed accounts. Not audited figures.