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Stead Mortgages Limited

06949829

active
ltd
england wales
Companies House
Health Score
90 / 100

Healthy

30/30
Filing
20/30
Financial
40/40
Risk

No risk factors detected.

Details

4 Esthwaite Green, Kendal, Cumbria, LA9 7RZ
Incorporated 01/07/2009

Previously known as

Stead Independent Mortgages Limited · until 12/01/2016

Compliance

Last accounts

31/07/2025

micro entity

Next accounts due

30/04/2027

On track

Confirmation statement

Last: 01/07/2025

Due 15/07/2026

On track

Industry

66110
Administration of financial markets

Officers

Mr Kevin Kendall Stead

director · Since 01/07/2009

FINANCIAL ADVISER

BRITISH · UNITED KINGDOM · Age 51

Also on 1 other board

Mrs Kate Alexandra Stead

secretary · Since 30/06/2019

Kevin Kendall Stead

director · Since 01/07/2009

British · United Kingdom · Age 51

Kate Alexandra Stead

secretary · Since 30/06/2019

Persons with Significant Control

Mr Kevin Kendall Stead

50–75% shares
Significant control

British · England · Age 51

4, Esthwaite Green, Cumbria, LA9 7RZ

Notified 01/07/2016

Mrs Kate Alexandra Stead

25–50% shares
25–50% votes

British · England · Age 55

10, High Street, Windermere, LA23 1AF

Notified 30/07/2023

Change History

statusactive
2026-06-23

Active

typeltd
2026-06-23

Private Limited Company

address line14 Esthwaite Green
2026-06-23

4 ESTHWAITE GREEN

post townCumbria
2026-06-23

CUMBRIA

CompanyRankvs 103+ SIC 66110 peers
80

Financial strength88th percentile among SIC peers · 22/25
Employees79th percentile among SIC peers · 12/15
LiquidityCurrent ratio 1.84× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2026

Net Worth

£170k

Balance sheet strength

Cash

Cash in the bank

Net Current Assets

£37k

Working capital

Current Assets

£81k

Current Liabilities

£44k

Fixed Assets

£163k

2avg. employees

Balance Sheet

Assets less current liabilities£200k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20261.84+£27k
20251.13-£12k
20241.39-£1k
20231.37

Derived from filed accounts. Not audited figures.