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Gemma Lighting Limited

06981301

active
Private Limited Company
Companies House
Health Score
70 / 100

Some Concerns

30/30
Filing
10/30
Financial
30/40
Risk
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

WELLESLEY HOUSE, WATERLOOVILLE, PO7 7AN
Incorporated 05/08/2009

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

27400
Manufacture of electric lighting equipment

Officers

Mr Craig Gary Miller

director · Since 05/08/2009

MANAGING DIRECTOR

BRITISH · UNITED KINGDOM · Age 46

Mr Ragunath Jambulingam

director · Since 23/07/2010

EXECUTIVE DIRECTOR

INDIAN · INDIA · Age 67

Mr Rajasekharan Jambulingam

director · Since 23/07/2010

EXECUTIVE DIRECTOR

INDIAN · INDIA · Age 64

Mr Mark Major

director · Since 14/02/2026

BRITISH · UNITED KINGDOM · Age 61

Charges5 outstanding

Charge
outstanding

HSBC UK BANK PLC

Created 22/12/2023Registered 27/12/2023
Charge
satisfied

HSBC UK BANK PLC

Created 17/02/2022Registered 24/02/2022Satisfied 07/01/2026
Charge
outstanding

HSBC INVOICE FINANCE (UK) LTD

Created 10/04/2019Registered 10/04/2019
Charge
outstanding

HSBC BANK PLC

Created 04/04/2016Registered 05/04/2016
Charge
outstanding

HSBC BANK PLC

Created 31/03/2016Registered 04/04/2016
Charge
outstanding

HSBC BANK PLC

Created 31/07/2015Registered 03/08/2015

CompanyRankvs 185+ SIC 27400 peers
67

Financial strength95th percentile among SIC peers · 24/25
Employees44th percentile among SIC peers · 7/15
LiquidityCurrent ratio 1.91× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength24/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees7/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/07/2025

Net Worth

£2.8M

Balance sheet strength

Cash

£249k

Cash in the bank

Net Current Assets

£735k

Working capital

Current Assets

£1.5M

Current Liabilities

£804k

Fixed Assets

£2.7M

Debtors

£511k

1avg. employees

Balance Sheet

Intangible assets£796k
Bank loans & overdrafts£658k
Assets less current liabilities£3.5M
Prepared with Digita Accounts Production Advanced

EstimatesDerived

YearCurrent RatioImplied Profit
20251.91-£98k
20242.04+£50k
20231.76

Derived from filed accounts. Not audited figures.