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Individual Group Ltd

07039089

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 5 outstanding charges (-10)

Details

43-59 WESTERN ROAD, BIRMINGHAM, B18 7QD
Incorporated 13/10/2009

Compliance

Last accounts

31/03/2025

total exemption full

Next accounts due

31/12/2026

On track

Confirmation statement

Last: 26/10/2025

Due 09/11/2026

On track

Industry

46190
Agents involved in the sale of a variety of goods
47190
Other retail sale in non-specialised stores

Officers

Mr Amer Mirza

director · Since 13/10/2009

DIRECTOR

BRITISH · UNITED KINGDOM · Age 54

Also on 5 other boards

Mr Zeshan Baig Mirza

director · Since 13/10/2009

DIRECTOR

BRITISH · ENGLAND · Age 49

Also on 5 other boards

Persons with Significant Control

Mr Amer Mirza

75–100% shares

British · United Kingdom · Age 54

43-59, Western Road, Birmingham, B18 7QD

Notified 01/05/2017

Former PSCs

Mr Zeshan Mirza

Ceased 23/10/2020

Charges5 outstanding

Charge
outstanding

BARCLAYS SECURITY TRUSTEE LIMITED

Created 02/09/2022Registered 05/09/2022
Charge
outstanding

BARCLAYS BANK PLC

Created 05/03/2018Registered 14/05/2021
Charge
outstanding

BARCLAYS BANK PLC

Created 22/10/2015Registered 23/10/2015
Charge
outstanding

BARCLAYS BANK PLC

Created 13/02/2014Registered 18/02/2014
Charge
outstanding

BARCLAYS BANK PLC

Created 21/06/2013Registered 25/06/2013

CompanyRankvs 185+ SIC 46190 peers
77

Financial strength98th percentile among SIC peers · 25/25
Employees80th percentile among SIC peers · 12/15
LiquidityCurrent ratio 10.32× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength25/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£212k

Cash in the bank

Net Current Assets

£745k

Working capital

Current Assets

£825k

Current Liabilities

£80k

Fixed Assets

£1.9M

Debtors

£613k

2avg. employees

Balance Sheet

Assets less current liabilities£2.6M
Signed by Mr Amer Mirza Mr Zeshan Mirza 10th September 2025Prepared with Acorah Software Products - Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
202510.32+£108k
20243.40+£195k
20233.07+£167k
20225.55+£20k
20214.43+£119k
20204.79+£236k
20193.85

Derived from filed accounts. Not audited figures.