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Clover Investments (Lincolnshire) Limited

07101116

active
Private Limited Company
england wales
Companies House
Health Score
80 / 100

Healthy

30/30
Filing
20/30
Financial
30/40
Risk
  • 9 outstanding charges (-10)

Details

UNIT 1 SSP BUILDINGS, SKEGNESS, PE25 3ST
Incorporated 10/12/2009

Compliance

Last accounts

31/10/2024

unaudited abridged

Next accounts due

31/07/2026

On track

Confirmation statement

Last: 28/05/2026

Due 11/06/2027

On track

Industry

64204
Activities of distribution holding companies
68209
Other letting and operating of own or leased real estate

Officers

John Julian Clayton

director · Since 10/12/2009

DIRECTOR

BRITISH · ENGLAND · Age 53

Also on 1 other board

Persons with Significant Control

John Julian Clayton

75–100% shares
75–100% votes

British · England · Age 53

Thornley House Pinchbeck Lane, Croft, Skegness, PE24 4RY

Notified 06/04/2016

Charges9 outstanding

Charge
outstanding

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ALDERMORE BANK PLC

Created 26/08/2020Registered 27/08/2020
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ALDERMORE BANK PLC

Created 26/08/2020Registered 27/08/2020
Charge
outstanding

ALDERMORE BANK PLC

Created 26/08/2020Registered 27/08/2020
Charge
satisfied

CHARTER COURT FINANCIAL SERVICES LIMITED

Created 25/09/2017Registered 26/09/2017Satisfied 23/11/2022
Charge
outstanding

FLEET MORTGAGES LIMITED

Created 19/02/2016Registered 26/02/2016
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 24/10/2014Registered 27/10/2014
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 08/01/2014Registered 09/01/2014
charge
outstanding

THE MORTGAGE WORKS (UK) PLC

Created 08/07/2011Registered 16/07/2011

CompanyRankvs 284+ SIC 64204 peers
46

Financial strength84th percentile among SIC peers · 21/25
Employees23th percentile among SIC peers · 3/15
LiquidityCurrent ratio 0.08× · 2/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength21/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees3/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity2/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/10/2025

Net Worth

£720k

Balance sheet strength

Cash

£5k

Cash in the bank

Net Current Assets

-£99k

Working capital

Current Assets

£9k

Current Liabilities

£108k

Fixed Assets

£1.1M

Debtors

£4k

0avg. employees

Balance Sheet

Bank loans & overdrafts£284k
Assets less current liabilities£971k
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20250.08+£14k
20240.11+£18k
20230.10

Derived from filed accounts. Not audited figures.