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Character Building (Nw) Limited

07234300

active
Private Limited Company
Companies House
Health Score
55 / 100

Notable Risks

25/30
Filing
0/30
Financial
30/40
Risk
  • No accounts filed in last 18 months (-5)
  • Negative net worth (-10)
  • Current liabilities exceed current assets (-10)
  • 5 outstanding charges (-10)

Details

31 CHESTER ROAD, MACCLESFIELD, SK11 8DG
Incorporated 26/04/2010

Compliance

Accounts

Up to date

Confirmation statement

Up to date

Industry

43390
Other building completion and finishing

Officers

Ms Lesley Anne Herman

director · Since 26/04/2010

DIRECTOR

BRITISH · ENGLAND · Age 62

Persons with Significant Control

Ms Lesley Anne Herman

25–50% shares
25–50% votes
Appoint directors

British · England · Age 62

The Oaks, Clay Lane, Wilmslow, SK9 6DJ

Notified 06/04/2016

Former PSCs

Mr Paul Masselis

Ceased 01/06/2024

Charges5 outstanding

Charge
outstanding

ALDERMORE BANK PLC

Created 18/08/2017Registered 21/08/2017
Charge
outstanding

ALDERMORE BANK PLC

Created 18/08/2017Registered 21/08/2017
Charge
outstanding

SHAWBROOK BANK LIMITED

Created 07/07/2014Registered 07/07/2014
Charge
outstanding

AFFIRMATIVE FINANCE LIMITED

Created 10/04/2014Registered 30/04/2014
Charge
outstanding

NOTTINGHAM BUILDING SOCIETY

Created 21/11/2013Registered 23/11/2013
Charge
satisfied

AFFIRMATIVE FINANCE LTD

Created 11/04/2013Registered 17/04/2013Satisfied 29/03/2014
charge
satisfied

BRIDGING FINANCE LIMITED

Created 22/07/2011Registered 05/08/2011Satisfied 19/04/2013
charge
satisfied

BRIDGING FINANCE LIMITED

Created 22/07/2011Registered 05/08/2011Satisfied 19/04/2013

CompanyRankvs 20851+ SIC 43390 peers
45

Financial strength1th percentile among SIC peers · 0/25
Employees58th percentile among SIC peers · 9/15
LiquidityCurrent ratio 1.9× · 16/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength0/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees9/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity16/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/05/2024

Net Worth

-£130k

Balance sheet strength

Cash

£269

Cash in the bank

Net Current Assets

£479k

Working capital

Current Assets

£1.0M

Current Liabilities

£530k

Fixed Assets

£330k

Debtors

£90k

2avg. employees+1

Tax at Year End(2022)

Corp tax£1k

Balance Sheet

Intangible assets£0
Assets less current liabilities£809k
Prepared with Companies House

EstimatesDerived

YearCurrent RatioImplied Profit
20241.90+£35k
20231.79-£45k
20221.94-£15k
20211.93-£25k
20201.94-£54k
20193.56+£93k
20183.42

Derived from filed accounts. Not audited figures.