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Smart Merchants Ltd

07240581

active
ltd
england wales
Companies House
Health Score
86 / 100

Healthy

30/30
Filing
20/30
Financial
36/40
Risk
  • 2 outstanding charges (-4)

Details

Unit 4 Priory House, Mimram Road, Hertford, SG14 1NN
Incorporated 30/04/2010

Compliance

Last accounts

30/04/2025

total exemption full

Next accounts due

31/01/2027

On track

Confirmation statement

Last: 30/04/2026

Due 14/05/2027

On track

Industry

46760
Wholesale of other intermediate products

Officers

Mr Adam Ross Howitt

director · Since 10/09/2025

DIRECTOR

BRITISH · ENGLAND · Age 34

Also on 11 other boards

Adam Ross Howitt

director · Since 10/09/2025

British · England · Age 34

Former

Richard Henry Marsh

director · Resigned 10/09/2025

Mark Paul Watts

director · Resigned 10/09/2025

Persons with Significant Control

Gb Electrical Wholesale 2 Ltd

75–100% shares
75–100% votes
Appoint directors

7, Bell Yard, London, WC2A 2JR

Reg: 16017879 · Registrar Of Companies · Private Limited Company

Notified 10/09/2025

Former PSCs

Mr Richard Henry Marsh

Ceased 10/09/2025

Mr Mark Paul Watts

Ceased 10/09/2025

Charges2 outstanding

Charge
outstanding

RICHARD HENRY MARSH, TRACEY JANE MARSH, MARK PAUL WATTS AND SANDRA ANNE WATTS

Created 10/09/2025Registered 18/09/2025
Charge
outstanding

ALLICA FINANCIAL SERVICES LIMITED

Created 10/09/2025Registered 15/09/2025
Charge
satisfied

LLOYDS BANK PLC

Created 20/05/2020Registered 21/05/2020Satisfied 20/08/2025
Charge
satisfied

HITACHI CAPITAL (UK) PLC

Created 12/01/2015Registered 12/01/2015Satisfied 18/09/2025
charge
satisfied

LLOYDS TSB COMMERCIAL FINANCE LIMITED

Created 04/05/2011Registered 06/05/2011Satisfied 18/06/2015

Change History

officer appointedHOWITT, Adam Ross
2026-06-29
statusactive
2026-06-29

Active

typeltd
2026-06-29

Private Limited Company

address line1Unit 4 Priory House
2026-06-29

UNIT 4 PRIORY HOUSE

post townHertford
2026-06-29

HERTFORD

CompanyRankvs 129+ SIC 46760 peers
76

Financial strength89th percentile among SIC peers · 22/25
Employees94th percentile among SIC peers · 14/15
LiquidityCurrent ratio 2.11× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength22/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees14/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 30/04/2025

Net Worth

£1.5M

Balance sheet strength

Cash

£249k

Cash in the bank

Net Current Assets

£1.5M

Working capital

Current Assets

£2.9M

Current Liabilities

£1.4M

Fixed Assets

£51k

Debtors

£1.7M

24avg. employees+4

Tax at Year End

Corp tax£170k

Balance Sheet

Intangible assets£8k
Bank loans & overdrafts£11k
Assets less current liabilities£1.6M
Prepared with IRIS Accounts Production

EstimatesDerived

YearCurrent RatioImplied Profit
20252.11+£371k
20241.81+£139k
20231.88+£123k
20222.24+£155k
20211.75

Derived from filed accounts. Not audited figures.