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Incepta Risk Management Ltd

07285254

active
Private Limited Company
england wales
Companies House
Health Score
71 / 100

Some Concerns

25/30
Filing
10/30
Financial
36/40
Risk
  • No accounts filed in last 18 months (-5)
  • Current liabilities exceed current assets (-10)
  • 2 outstanding charges (-4)

Details

ONE, LONDON, EC3A 5AF
Incorporated 15/06/2010

Compliance

Last accounts

30/09/2024

audit exemption subsidiary

Next accounts due

30/09/2026

On track

Confirmation statement

Last: 01/03/2026

Due 15/03/2027

On track

Industry

65120
Non-life insurance

Officers

Mr James Michael Hancock

director · Since 30/05/2019

COMPANY DIRECTOR

BRITISH · ENGLAND · Age 49

Mr Michael Raymond Millar

director · Since 19/01/2023

ACCOUNTANT

BRITISH · UNITED KINGDOM · Age 38

Also on 23 other boards

Mr Graeme Robert Manning

secretary · Since 06/04/2023

Mr Warren Paul Dickson

director · Since 02/12/2024

DIRECTOR

BRITISH · ENGLAND · Age 54

Also on 13 other boards

Persons with Significant Control

Howden Uk&I Holdings Limited

75–100% shares
75–100% votes
Appoint directors

One Creechurch Place, London, EC3A 5AF

Reg: 12875660 · Companies House · Limited By Shares

Notified 26/10/2023

Former PSCs

Cg & Ps Ltd

Ceased 31/07/2020

Gsh Partners Ltd

Ceased 31/07/2020

Mr Clive Alexander Gilbert

Ceased 31/07/2020

Mr Paul Neville Smith

Ceased 31/07/2020

Aston Lark Group Limited

Ceased 26/10/2023

Charges2 outstanding

Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC

Created 13/06/2024Registered 18/06/2024
Charge
satisfied

WILMINGTON TRUST, NATIONAL ASSOCIATION

Created 17/07/2023Registered 20/07/2023Satisfied 24/12/2024
Charge
outstanding

MORGAN STANLEY SENIOR FUNDING, INC. AS COLLATERAL AGENT

Created 17/07/2023Registered 19/07/2023

CompanyRankvs 6830+ SIC 65120 peers
61

Financial strength34th percentile among SIC peers · 9/25
Employees82th percentile among SIC peers · 12/15
LiquidityCurrent ratio 2.54× · 20/20
Longevity15 years trading (max 15) · 15/15
Filing complianceAll filings up to date · 15/15
Outstanding charges -10
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How is this score calculated?
Financial strength9/25 pts

Net worth compared to all companies in the same SIC code with published accounts. Top quartile earns the full 25 points.

Employees12/15 pts

Workforce size relative to sector peers from the most recent accounts. A larger team generally signals commercial scale.

Liquidity20/20 pts

Current assets ÷ current liabilities. A ratio above 2× earns full marks; between 1–2× scores partially; below 0.5× scores minimal points.

Longevity15/15 pts

One point per year of operation since incorporation, capped at 15. Older companies have a proven track record.

Filing compliance15/15 pts

Full 15 points when both annual accounts and confirmation statement are filed on time. Points are deducted for each overdue filing.

Risk deductions

Outstanding charges: -10 pts

Maximum score is 100. Deductions apply for insolvency history, outstanding charges, going concern doubt, or disqualified officers.

Key FinancialsYear ending 31/03/2020

Net Worth

£1k

Balance sheet strength

Cash

£1.5M

Cash in the bank

Net Current Assets

£1.1M

Working capital

Current Assets

£1.8M

Current Liabilities

£702k

Fixed Assets

£124

Debtors

£262k

9avg. employees

Tax at Year End

Corp tax£167k

Balance Sheet

Intangible assets£1
Assets less current liabilities£1.1M
Prepared with Sage Accounts Production Advanced 2019 - FRS102_2019

EstimatesDerived

YearCurrent Ratio
20202.54
20192.40

Derived from filed accounts. Not audited figures.